Re: $35k First Tech Approval @9.5%

debtphobe · ‎07-11-2021

Thanks ImTheDevil!

debtphobe · ‎07-11-2021

@Eyepinpools Yes, they did. They asked for 'Proof of income dated within the last 30 days.' I provided them my most recent paystub along with last year's W2. I wasn't required to send my W2, but I figured it would only strengthen my case if I sent it.

surferchris · ‎07-11-2021

Congrats on the great progress!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

RickNATL · ‎07-19-2021

Wow...awesome story...I can agree, the impact from the knowledge of the collective in the forums is invaluable!!! Congrats

SPChaser · ‎07-19-2021

Congrats on ginormous SL!!!

“Play the game, but don't believe in it“

Anonymous · ‎07-20-2021

What bureau did they pull for the card? Also, did you app for it the same time as you joined? If so, was that a SP or chexsystmes?

DONZI · ‎07-20-2021

@debtphobe wrote:
Thanks Taurus! If I studied in college like I've studied these boards, I could've been somebody! 🤓

You are and have been somebody!

edit: congratulations on the new credit too!

[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]

debtphobe · ‎07-20-2021

@Anonymous First Tech pulled Experian when I applied for the credit card. Prior to applying, I joined the Financial Fitness Association (www.financialfitnessassociation.org). I then applied for membership at First Tech Federal Credit Union. It was not a HP to apply for membership and I have no idea if they checked ChexSystems or not. Hope this helps.

MoBra · ‎10-17-2021

Congratulations on the massive SL 😊 and thanks for this information!

spiritcraft1 · ‎10-17-2021

Congrats and thank you for all of the DP's. They will help someone reading this.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

$35k First Tech Approval @ 9.5%

Re: $35k Approval First Tech

Re: $35k Approval First Tech

Re: $35k Approval First Tech