4x Approved... UPDATE 5X

smittyboy020 · ‎03-27-2014

First of all, thanks to the board once again!!! With a few quick searches, I gathered all the info needed to move forward with this "spree".

AAoA - 3.25 years

Oldest account - 10 years

Overall UTL - 29% (97% in January)

myFico EX score: 711

Reported income - $60,000

EX inquires: 0 in the past 6 months, 3 in the past year, 8 total

Recent accounts opened: NFCU cashRewards 1/14, NFCU Navchek 2/14, Total Rewards Visa (last week and hasn't reported...EQ pull)

THE SPREE!! All online apps...

3/25 MB Amex Platinum - Instant Approval ('08 backdate)

3/25 (minutes later) Costco TrueEarnings Amex - Instant Approval - $2,300 ('08 backdate)

3/25 (minutes later) CSP - Instant Approval - $9,000

3/26 JPM Ritz Carlton - Instant Approval - $13,300

Total EX Pulls - One from both Amex and Chase

Side note: I was FR'ed by AMEX on 9/13 because of a Paypal transaction. I cancelled my PRG and Everyday Cash (still has a $7.11 balance). We'll see what happens upon activation. Once my TU updates, I want to chance the Merrill + card. After that, I'm done till '16.

Question away!!!

Anonymous · ‎03-27-2014

Congrats on your score! When your hot your hot!

MsLadyRover · ‎03-27-2014

Congrats x4!!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

alvon123 · ‎03-27-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

coldnmn · ‎03-27-2014

Congrats! Thanks for sharing

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

tfkallday · ‎03-27-2014

Awesome!

Starting Score April 2013: 556
Current Score March 2014: 682
Goal Score Soon (-: 700

Take the myFICO Fitness Challenge

babyeyes00 · ‎03-27-2014

Congrats!!! Keep it up

Starting Score: 555
Current Score: 685
Goal Score: 825

Take the myFICO Fitness Challenge

smittyboy020 · ‎03-27-2014

Thanks guys!!! Just recieved my Plat card and activated it. Let's see if FR hits me. I know some people were interested in knowing what happens when one applies a few months after an FR. I'll update...

BigBS · ‎03-27-2014

Congrats! 4 apps and 2 pulls is great.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

09Lexie · ‎03-27-2014

@smittyboy020 wrote:
First of all, thanks to the board once again!!! With a few quick searches, I gathered all the info needed to move forward with this "spree".

AAoA - 3.25 years
Oldest account - 10 years
Overall UTL - 29% (97% in January)
myFico EX score: 711
Reported income - $60,000
EX inquires: 0 in the past 6 months, 3 in the past year, 8 total
Recent accounts opened: NFCU cashRewards 1/14, NFCU Navchek 2/14, Total Rewards Visa (last week and hasn't reported...EQ pull)

THE SPREE!! All online apps...

3/25 MB Amex Platinum - Instant Approval ('08 backdate)
3/25 (minutes later) Costco TrueEarnings Amex - Instant Approval (limit unkown) ('08 backdate)
3/25 (minutes later) CSP - Instant Approval - $9,000

3/26 JPM Ritz Carlton - Instant Approval - $13,300

Total EX Pulls - One from both Amex and Chase

Side note: I was FR'ed by AMEX on 9/13 because of a Paypal transaction. I cancelled my PRG and Everyday Cash (still has a $7.11 balance). We'll see what happens upon activation. Once my TU updates, I want to chance the Merrill + card. After that, I'm done till '16.

Question away!!!

You didn't provide the documents Amex requested?

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads