@Creditaddict wrote:1. Combine your Discover More into It for a higher limit.
2. Apply for 2 co-branded Chase Cards (airline or hotel and an AARP as it has 0%!) then move your slate limit and the other card over to the AARP for 1 huge limit card!.
3. Apply for Venture AND Quicksilver back to back, you will be able to combine them after 6 months but will be able to get CLI on both of them at 2-4 months.
4. Navy Credit Card and Checking Loc for $15k back to back.
If you can prove income then I would look at some personal loans over financing business on credit cards... the personal loans will not tank your score while you utilize the money....
sofi.com took a while in underwriting but by far the lowest rate, most money lent, and longer term.
Navy isn't terrible for personal loan
loanme.com
check around, there are a few of them... some can go really high interest so they don't get great reviews but my partner got one from one of those "high rate" places and it was under 15% so it's just how the system reads your report at the time...
I found lendingclub to be to touchy on inq's and such and auto denied when the others spit back good results and if you grab a few all at the same time you could probably gain over $60k easy between 2-4 loan companies!
Thanks Creditaddict, I tried to combine those Discover cards before but was told by a rep that it wasn't possible. I had plans to combine them and apply for the Miles card but it didn't work. I'll try two Chase co-branded cards and save Cap One for last since they tend to pull all three bureaus.
@Anonymous wrote:What are you rcurrent scores and INQ's across all three? You should have no issues with NFCU and Cap1 for approvals or likely pretty high SL's on both. I'd save them for last. NASA will be a SP to join and if you app credit products that same day. Given any thought to the Ink Plus? There have been startups that have pulled it based on personal score and you also have a card with them currently. I know more than a few have had ID verification issues with BBVA but if you have a fairly high EX score you stand a chance of a large SL there as well.
My current scores are EQ 814 EX 735 and TU 736
I'm in the middle of a rapid rescore which should (hopefully) push the last 2 scores over 800 as well.
My inquiries are EQ 2 EX 2 and TU 1
Can I apply for the BBVA Compass? Does the Amex 25k rule apply to co-branded cards? I'd hate to trigger an FR with Amex. But it'd be great if I could score another great Amex limit.
Sorry Creditaddict, I should have clarified, I was thinking of the BBVA Compass NBA Amex card.
Since its co-branded, I was wondering if the Amex 25k rule still applied. I'm already at $23,100 with Amex.
Since its co-branded, I was wondering if the Amex 25k rule still applied. I'm already at $23,100 with Amex.
Yeah, the prequal came back for Venture, Venture one and Quicksilver!