7 CARDS IN 45 DAYS!!!

[pizza1]

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@AverageJoesCredit wrote:
Games are fun....until you lose.

Congrats on all your success. I still say do credit on your own, you dont need to be AU on your dads cards but to each our own.

7 cards in less than 2 months, be careful. You play that with Chase , Barclays, Sync or Comenity there can be real consequences. Best of luck on your journey

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Agreed...Someone with a very thin file, and young history cant do these kind of sprees without consequences. 

[AverageJoesCredit]

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@Anonymous wrote:

Had to go for that Chase Amazon card..............30 day pending message. Called EO says it looks like its held in verification and to call this Monday and I should be good to go ! Now im done, now im done!

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Scrutiny meet destiny.... Good luck but dont be fooled by a non 5/24 card.  Chase will view your profile manually and even good credit cant survive their wrath lol. 

[blindambition]

@AverageJoesCredit, Amen brother! Chase ain’t no joke.

[AverageJoesCredit]

I wont app another Chase card but yea, anyone who implements a 5/24 rule isnt playing. I cancelled my Amazon before 1st year up last year and i think that landed me on their blacklist. Subsequent apps for their AARP card and for giggles Amazon just landed me with more hps and denials . And i guess you could consider me credit good nor truely thin.

[seattlecredit08]

First, Congrats on your successful app spree!

"#7 Just tonight I cold apped Huntington for the Voice Card Instantly approved for $7k !!!!!!! No prior relationship."

Question on this- I just went over to the Huntington website and it told me that I had to have an existing relationship with the bank to apply online. Did you already have the checking account/banking relationship with Huntington when you cold apped?

Thanks!!!

[Meanmchine]

Congrats OP on your out of the gate success.

Please let us know in a couple of months when all your new accounts report, what your scores look like and if any lender gets nervous

[Anonymous]

WOW!!!! That's playing the dozens right there.  Nicely done.  

[Anonymous]

Applied for there asterik free checking declined all overdraft options and had all 3 on freeze, about 5 minutes after I set up my account I said screw it unfroze EQ and took the hit instant approval, very weird application too verbage almost reads like they're not gonna hit credit but my phone lit up with notifications as soon as I hit send.

Edit; Had no money deposited at time of app either!

[joltdude]

In the interest of being FSR, congratulations...

That said... you are not out of the woods yet... A little too aggressive for obtaining credit esp with a thin file... This may still backfire once everyone starts reporting and some of these creditors do some soft pulls.... 

Can still be hit with AA and account closures but if nothing else, I implore you to sit tight and Garden.... 

You might think your in the drivers seat right now but things still can change rather quickly.... Combination of thinnness, and possibility of bust out fraud.... and with that many apps/approvals.. you appear desperate for credit esp on manual review.... 

I would not try for ANY cards for at least a year, even two ... Hope it works out for you but in the current credit climate... im concerned and worried for you... You have more than enough to fill out your credit file... Now you need time.......Esp if you have any interest in Chase cards in the future... 

Slow and steady gets you to the finish line here (Mortgage, Unsecured Personal Loans, etc) 

And to repeat a common adage on here.. Credit is a marathon, not a sprint.... 

-J

[Anonymous]

WOW that is a very nice haul. That 10 card base in a few years will look good for your AAoA.