Yeah I got an FHA loan through navy at 4.5% with a middle mortgage score of 631. I was pretty surprised. They didn’t say anything about my inquiries or new accounts. The only thing I had issues with were deposits as I also get commission and the summer months I was depositing a lot. Not sure why they went back that far past 60 days but they checked everything very thoroughly. Closing was delayed 2 weeks but we got it done.
Everyone else thanks!! This forum taught me so much valuable information.
