I've been looking to get a new balance transfer card without taking-up my Green Star offer of a $3,000 Slate Edge from Chase. Being 0/6, 1/12, 3/24 with a smidge over 10% util and 743 FICOs across the board I unfroze my Experian on the 25th and apped the BofA Bank Americard. Denied. I then refroze Experian and thawed Equifax to try for the Wells Fargo Reflect (the pre-qual page only works for me when EQ is unfrozen - even if both others are frozen - and that's also what they pulled for my last unsuccessful app with them). Again, no dice. I thought about thawing Transunion to try US Bank but figured that, in light of the first 2, my odds were right down there with winning the lottery or getting a date... So, I resigned myself to taking the Chase offer. I apped, little spinny thing spun, "Nope!" it told me. Man, was I bummed...
A few hours later it hit me: I had forgotten to thaw EX again! I called and was told I'd have to call a different number Monday before 9pm. Well, Mon. & Tue. I was too busy to get around to it so on Wed. I unfroze EX and called (and, surprisingly, the guy I got on the phone wasn't Indian or Filipino but, rather, German!?! ) and approved me in a few minutes. After I got that out of the way I decided WTH and scanned the QR-Code on the pre-approved More Rewards mailer from NFCU (since I was still 4/24) and Approved! 
- for a whopping $500. 
What can you do? I guess I'll just hope for a CLI in 3 months and maybe another card with a better limit next year.
On Saturday I got my letters from Wells & BofA. Wells said they needed my EX unfrozen (figures!). BofA just said to call 'em within the next 30 days, Mon-Fri 9am-5pm. This afternoon I got out of bed early, (I'm nocturnal,) thawed EX & called Wells (who sent me to Bangalore) and they told me to wait to be contacted within the next few days. I then called BofA, spoke with a nice young American lady who asked some questions, texted me a code, then approved me for $3,000. Less than an hour later, my phone rang. Now, usually I don't answer my phone, especially when I don't recognize the number, but thinking it might be Wells ('though fearing it might be some clown trying to secure my vote for the wrong side) I answered. It was Wells! More questions, their own texted code and, approved for $1,500 - not what I was hoping for but still a surprising victory with 2 other EX HPs in less than 2 weeks.
So, my quest for 1 or 2 new cards became 4 new cards and $8,000 in new credit taking me to $42,700 TCL (just a smidge under twice my reported income). Of course, now I gotta worry about Chase freakin' out... I'm glad I didn't hit BCU & Alliant after the initial Chase denial! I know I'm gonna take a big age hit (AoOA 3y6m, AAoA 2y3m, 9 open/1 closed, before these apps) but this will drop my util to about 8.2% and that might ameliorate some of the new card penalty.
Anyway, off to the garden for 6-12 months. I think I'll join Jovia and maybe 1 more CU and let those memberships age a bit...
(Edited to correct a typo)
Haha on the German CSR!
Grats on the spree!
Authorized User - 
Sock Drawer'd - 
