AAA - Comenity Bank - Visa Signature - Approval with active chapter 13

[TJHunt]

Thanks by the way I actually did. I just got approved for their Amex as well ❤️

[Legally_Speaking2512]

Congrats on the approval and thanks for the data points.

[Legally_Speaking2512]

Has your score improved since you last applied 4 months ago when you were denied? I was just curious what the change was that gave them the green light to approve you.

[TJHunt]

Yes my score has definitely improved but not by more than 10 or so points. My speculation is that I hit the 6-month mark on my Toyota store credit card with them and carried a 0 balance. I also had nothing of theirs included in the BK

It also could be that they denied me four months ago and that led me to getting the mailer I got for this approval. It was a pre approved letter.

[Rdbeetle]

Congrats on your AAA Visa Signature approval!