I know others are probably thinking about getting this card because let's face it; the cash+ slaughter has happened. The uncapped 3% on all dining is now the best on the market, and 3% on gas isn't too shabby either.
The main reason I was hesitant on applying for this card is my age. I'm 22 and no where near retirement. Would they count this against me? I scoured the forums andost of the time the people who were getting the card were 40-50s, people potentially nearing retirement.
Well it was a cold Thursday night, and I really needed a dining card, even tho I said no more applications for the year after I received my citi double cash back in August. I put in all my info and got the "we could not get an instant approval we will contact you in 7 days with decision, if approved you will receive your card and card member agreement". I've gotten an instant approval on every other card I've applied for except for 1. I'm sure I've received a rejection based on my extremely young age.
Load up my chase app last night to pay my freedom bill. See that there are two accounts on there!!! Gave an enthusiastic fist pump that tiger woods would be proud off. I open it to see if it says my limit; a decent 2500, can't complain, still bigger than my freedom.
If you are wanting this card don't be afraid to apply based on age.
Credit score - EQ (from recent amex cli) 743. CK 760 discover 761 capone 760. CS 741 mint.com EQ fako 710
Income 18-20k (still full time student)
Housing - still live wth parents
AAOA 1.75 years - oldest is 4.5 Wells Fargo followed by 2 2 year old amexs, (love that back date)
No lates or baddies
The pulled EX which has 10-11 pulls depending if my first amex has fallen off yet.
TU has 3-4 depending if discover has fallen off already
Sorry for the Long Post but hopefully this helps at least someone
The main reason I was hesitant on applying for this card is my age. I'm 22 and no where near retirement. Would they count this against me? I scoured the forums andost of the time the people who were getting the card were 40-50s, people potentially nearing retirement.
Well it was a cold Thursday night, and I really needed a dining card, even tho I said no more applications for the year after I received my citi double cash back in August. I put in all my info and got the "we could not get an instant approval we will contact you in 7 days with decision, if approved you will receive your card and card member agreement". I've gotten an instant approval on every other card I've applied for except for 1. I'm sure I've received a rejection based on my extremely young age.
Load up my chase app last night to pay my freedom bill. See that there are two accounts on there!!! Gave an enthusiastic fist pump that tiger woods would be proud off. I open it to see if it says my limit; a decent 2500, can't complain, still bigger than my freedom.
If you are wanting this card don't be afraid to apply based on age.
Credit score - EQ (from recent amex cli) 743. CK 760 discover 761 capone 760. CS 741 mint.com EQ fako 710
Income 18-20k (still full time student)
Housing - still live wth parents
AAOA 1.75 years - oldest is 4.5 Wells Fargo followed by 2 2 year old amexs, (love that back date)
No lates or baddies
The pulled EX which has 10-11 pulls depending if my first amex has fallen off yet.
TU has 3-4 depending if discover has fallen off already
Sorry for the Long Post but hopefully this helps at least someone
Mouse over for Limits, Sorted Oldest to Newest
Awesome!!! Congrats! This card is on my radar and I'm in my 40's. But 20 yrs left to work! 
Congratsthe 3% is NOT only for Gas purchases, The 3% is for EVERYTHING you can buy at a Gas Station, is not like BOA cards that the 3% is just for Gas purchases...
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Excellent ... take this card out of your wallet with pride! :-) Congrats!
