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AARP denied? - update

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newhis
Valued Contributor

AARP denied? - update

I applied for the AARP card and got the 7-10 days. Now I called the automated status line and it say that I'll get the resolution in writing in 30 days.

 

I guess this is a denial. Maybe they no longer approve people with ITIN. Clean file, util below 10%, score 750+

 

 

A wasted HP is the worst (or 2)

 

UPDATE: Approved!

http://ficoforums.myfico.com/t5/Credit-Card-Applications/AARP-denied-update/m-p/4368704#M98726

Message 1 of 30
29 REPLIES 29
Gmood1
Super Contributor

Re: AARP denied?

Not necessarily, they may contact you for verification. At which time you'll be approved.
Just wait it out, you'll be fine.
Message 2 of 30
newhis
Valued Contributor

Re: AARP denied?

Thank you. I'll wait and call tomorrow to see if anything changes.

Message 3 of 30
willwar14
Valued Contributor

Re: AARP denied?

30 day message is usually a just an approval waiting to happen, call the verification line and see if they need more info, if they don't they may want to transfer you to lending, at which point hang up, just my 2 cents.

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 4 of 30
willwar14
Valued Contributor

Re: AARP denied?

30 day message is usually a just an approval waiting to happen, call the verification line and see if they need more info, if they don't they may want to transfer you to lending, at which point hang up, just my 2 cents.
CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 5 of 30
Anonymous
Not applicable

Re: AARP denied?


@newhis wrote:

I applied for the AARP card and got the 7-10 days. Now I called the automated status line and it say that I'll get the resolution in writing in 30 days.

 

I guess this is a denial. Maybe they no longer approve people with ITIN. Clean file, util below 10%, score 750+

 

 

A wasted HP is the worst (or 2)


If you applied today, sometimes you can request a CLI on your Freedom and get them to use the same HP.  If the app doesn't go through hopefully you can salvage some value there?

Message 6 of 30
Anonymous
Not applicable

Re: AARP denied?

Wait it out, or call Verification.  Lending is NOT YOUR FRIEND.  I think you got the card.

Message 7 of 30
uswala
Senior Contributor

Re: AARP denied?

That was the case with my DW as well. Later she called verification and was instantaneously told she was approved with $4.5K CL.

Message 8 of 30
CreditCuriosity
Moderator Emeritus

Re: AARP denied?

30 day phone message is a good thing same with two week... 7-10 days not so much..  Wait it out it could take a week or two and they will call you if they need anything.  My hyatt by automated phone was 30 days and approved next day for 17.5k and my Ritz was two week and 4 or 5 days later approved as wel without talking to anyone..

Message 9 of 30
woodyman100
Valued Contributor

Re: AARP denied?

Any updates?

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Message 10 of 30
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