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AAdvantage Platinum Select - Approved without SSN

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Valued Member

AAdvantage Platinum Select - Approved without SSN

Hi so this happened to me....

 

I applied for the Citi AAdvantage Platinum Select card as i've been receiving offers since 1 or 2 years. This would be my first Credit Card ever in the US. I don't have an SSN or ITIN. No prior credit history. I applied for it and was approved!!! I never expected this! 

 

SL of 10K 

I never had any credit card before. I have been an AA frequent flyer since 2008 though and have been elite status to them for 8 years straight, but i am a tourist!

 

So.. my nexts steps would be aiming for the Amex Plat or Sapphire Reserve, even the other Exec AA card. When i can expect to do this???

I was approved and because already the 6 months passed, i am now reporting a Fico score of 713, that would my first Fico on file from Nada.

 

Thank you very much!!! I don't know how strange or usual or doable is this. But i do know that i'll like to have 20-30K limits in one card, and build a portafolio with one Amex and the Chase Sapphire Reserve (maybe dreams without SSN).

 

New in the forums!! 

Message 1 of 24
23 REPLIES 23
Senior Contributor

Re: AAdvantage Platinum Select - Approved without SSN

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 2 of 24
Valued Contributor

Re: AAdvantage Platinum Select - Approved without SSN

Congrats!
I’m curious to know what you entered in the section that asks for a SSN. Banks have to search for your file to extend credit and you said you don’t even have a tax ID number.
AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | PenFed | SYNCB (PP 2%, Lowe's, Amazon, PP Credit) | US Bank
Message 3 of 24
Valued Member

Re: AAdvantage Platinum Select - Approved without SSN

I didn't put anything. I applied in branch with my banker he filled most of the application for me. I don't remember what we did with the SSN blank.  He only asked me for a letter of employment from my employer abroad and that's what i gave him. He told something about filling the application as a Citi Global/International Client? 

 

Bear in mind that i am female and my banker has always been friendly to me. 

 

Still should i apply to the Amex Plat soon? Or keep using responsably this card for let's say 1 year more. I also read that sign up bonuses are one in a lifetime so i don't have idea if right now is a good season. 

Message 4 of 24
Valued Contributor

Re: AAdvantage Platinum Select - Approved without SSN


@Deuter wrote:

I didn't put anything. I applied in branch with my banker he filled most of the application for me. I don't remember what we did with the SSN blank.  He only asked me for a letter of employment from my employer abroad and that's what i gave him. He told something about filling the application as a Citi Global/International Client? 

 

Bear in mind that i am female and my banker has always been friendly to me. 

 

Still should i apply to the Amex Plat soon? Or keep using responsably this card for let's say 1 year more. I also read that sign up bonuses are one in a lifetime so i don't have idea if right now is a good season. 


Glad it worked out for you. I honestly haven't heard of anything similar, so this is great info.

I really doubt that being a female and having a friendly banker have anything to do with your approval. Aside from helping you fill out forms, they can't offer any approvals just like that. Like you said, there must be a program that allows foreigners to get a card with Citi. 

I don't know about AMEX, though. I suppose you'd need to find out if they can do something similar for you. My understanding is that AMEX offers residents of certain countries the opportunity to apply for a US AMEX. It's right on the site, but I don't know the full requirements. I do believe it starts by having an AMEX in your country and being on a list of participating countries. 

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | PenFed | SYNCB (PP 2%, Lowe's, Amazon, PP Credit) | US Bank
Message 5 of 24
Senior Contributor

Re: AAdvantage Platinum Select - Approved without SSN

Congrats on your approval and very nice SL  !!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 6 of 24
Regular Contributor

Re: AAdvantage Platinum Select - Approved without SSN

Congrats Deuter and welcome to my FICO! Smiley Happy

 

It's a great starting limit on your card.

 

I had a similar experience with Citi long time ago when I didn't had a SSN and I was just a student. I had to open a bank account with Citi as a student checking account and at the same time banker advised me to apply for a secured card (Citi TY preffered card) and to my surprise I got approved without SSN and with 1,000 SL. In OP situaion maybe it has something to do with being Citi Global/International Client but 'am not sure 'am not an expert right. I am glad that you got approved OP for a great card and hope you don't see a HP on your credit profile if you have a SSN and if you currently don't have a SSN then for sure in future when you get one you should see a HP done by Citi for current approved CC. same thing happened with me like I said I experienced it. Smiley Wink

Message 7 of 24
Valued Contributor

Re: AAdvantage Platinum Select - Approved without SSN

Congrats on the approval! Interesting DPs without having a SSN or ITIN.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 8 of 24
Established Contributor

Re: AAdvantage Platinum Select - Approved without SSN

Congrats. Yes i remember when i was an International Student here in USA and didn't have SSN in my initial days, CITI used to come to college campus to sign us up and we used to fill up paper applications without SSN and got approved for two cards back then. Too bad i ended up burning them and defaulting with CITI but that was another story.





Shell FCU : 5K, BBVACompass Express Loan : $35000
Message 9 of 24
Regular Contributor

Re: AAdvantage Platinum Select - Approved without SSN

Congratulations on the approval!

Scores as of 8/5/2019



Planning to garden until February 2020 (started Jul 25 2019)
Message 10 of 24
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