AMAZON VISA, NFCU, CITI

Anonymous · ‎03-14-2017

I applied for Chase Amazon on 3/11/17, got the 30 day message, auto line said 2 weeks...i called. Approved $2500
Went thru the Synchrony blue envelope cap in July/Aug. They closed all of my accounts, even after I sent everything in..i definatly has too much exposure . I reapplied with Sam's club over the weekend, approved $737... MY previous CL was 8k. But that's ok, I'll get that back eventually.
NFCU .. cc opened 12/13/16, I hit the max luv button this morning.. went to review....now what? I waited my 90 days! Do I wait 6 months?
Applied citi DC on 3/7/17 because I got the pre qualified mailer. Got the need more info msg, wait 1 week. Today I got a text, email and call. I called back...denied. should I recon? I have never done that.
TU 715, EX 711

Anonymous · ‎03-14-2017

In regards to NFCU - they do review and often come back with an approval - just wait it out.

Citi - I dont have much experience with them - I have low CLs with them - guess they dont like my profile .

kidink1911 · ‎03-14-2017

Congratulations!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

Anonymous · ‎03-14-2017

Thank you.
NFCU sent me a msg, asking for 2 paystubs.

Aduke1122 · ‎03-14-2017

It has been seem lately that Navy is adopting a new procedure with CLI , only every 6mths , there has been lots of discussion about it lately on the big threadfor navy Fed CLI

Anonymous · ‎03-14-2017

I was approved for my second NFCU card (cash rewards)on 12/6/16 and waited till after the AR and 3 statements. I applied on 3/4/16 and it went to review. I called and was told it was denied and to try back when the card is 6 months old. It looks like the 90 days thing may become a thing of the past. Atleast it was a sp denial. I checked all my reports and no hp from them.
I received the letter yesterday citing the reason for denial was : account too new.

EmmaGolden · ‎03-14-2017

@Anonymous wrote:
I was approved for my second NFCU card (cash rewards)on 12/6/16 and waited till after the AR and 3 statements. I applied on 3/4/16 and it went to review. I called and was told it was denied and to try back when the card is 6 months old. It looks like the 90 days thing may become a thing of the past. Atleast it was a sp denial. I checked all my reports and no hp from them.
I received the letter yesterday citing the reason for denial was : account too new.

Count your days, If I'm estimating correctly you hit the button too soon. Still need the 91 days.too even if you had 3 statements. I count roughly 88 days from 12/6/16 to 3/4/17 (assuming you meant 2017)

Anonymous · ‎03-14-2017

I have a HP on TU for today from NFCU/VISA...i sent in my paystubs. If I have to wait 6 months, I don't mind. CL is $5500 0% Util.

Anonymous · ‎03-15-2017

Holy moly!!! I sent in my paystubs to NFCU last night and today I went from 5500 to 18,000!!!
So happy!

Aduke1122 · ‎03-15-2017

Nice congrats did they specifically ask for them