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AMEX 3X CLI

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Anonymous
Not applicable

AMEX 3X CLI

When my 3X credit limit increase is due on the 61st day, I was wondering if I ask for more than 3x for my BCP if AMEX will just reject me outright as I've seen sometimes they don't even give counter offers.

Currently I have $2,000 limit on my BCP and since at the time of approval my CSP with its 10K limit wasn't reporting, do you think if I ask for an increase to 10K on the BCP, AMEX will honor it since Chase gave me 10K on my CSP? Or should I just stick with 3x increase to $6000.
Message 1 of 10
9 REPLIES 9
mnavas
Frequent Contributor

Re: AMEX 3X CLI

I don't think they'll give you more than the famous 3X CLI.. But if you request more lets say 10000 they'll counter offer ($6000 or less)
Message 2 of 10
SnackTrader
Valued Contributor

Re: AMEX 3X CLI

Only one way to find out. Let us know how it goes.

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 3 of 10
Anonymous
Not applicable

Re: AMEX 3X CLI

Well I don't want to risk losing 3X CLI as well lol


Has anyone else tried this?
Message 4 of 10
SnackTrader
Valued Contributor

Re: AMEX 3X CLI

There have been many reports of counter offers, I don't see why this would be any different.

Unless Amex gets really offended, like "HOW DARE TOU ASK FOR MORE THAN YOU DESERVE". Kinda like Oliver asking for more food.

Anyway, someone needs to be our guinea pig Smiley Happy

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 5 of 10
navigatethis12
Valued Contributor

Re: AMEX 3X CLI

They just don't allow limits to be more than tripled with each increase. I tried and the system said it had to be up to three times the current limit and wouldn't proceed until I entered a correct amount.

Message 6 of 10
Anonymous
Not applicable

Re: AMEX 3X CLI

Haha I'll be the guinea pig then

Gonna ask for 10,000 and see what they say. Wish me luck! Hopefully it's approved. I hate the 2K limit on my AMEX!
Message 7 of 10
SnackTrader
Valued Contributor

Re: AMEX 3X CLI

Let us know how it goes!

In My Wallet: Amex BCP (12/12) $50,000, Chase Freedom (12/12) $16,500, Cap1 Quicksilver (6/12) $14,000, Barclaycard Rewards (5/13) $10,500, Citi Prestige (4/16) $30,000

Last App: June 27, 2015
Message 8 of 10
Luscher
Valued Contributor

Re: AMEX 3X CLI

does the 61 day start from application acceptance or card activation?
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 9 of 10
tk_0014
Established Member

Re: AMEX 3X CLI

Should be stated in the stickied 3x amex cli post.

 

 

Amex probably wont deny you for asking for 10k. Vast majority of customers have no idea what the policy is. Im sure they get 1000s of CLI req per day...

MyFICO (4/13) EQ score 733 CK TU score 6/13 754 FCR EX 4/13 736

CU overdraft protection CL $500 Freedom $3000 CSP $8000 BofA 123Cash Reward $3000 C1 QS1 $1250, C1 QS $5500 PP Cred $2950 Amex BCP $19500 DISC IT: $14,100 Home Depot $8000
Message 10 of 10
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