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AMEX 3X CLI

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Shogun
Moderator Emeritus

AMEX 3X CLI

I got my AMEX BCE back in August.  I knew about the 90 day thing, just disn't mess with it.  Had more CL than I could use and have paid everything down to $0 util.  But was messing around today, started playing with the site.  Put in my 3X limit and hit enter.  Poof, instant approval.  That was quick and painless.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1 of 17
16 REPLIES 16
alvon123
Super Contributor

Re: AMEX 3X CLI

congrats


Message 2 of 17
ambivalent
Established Contributor

Re: AMEX 3X CLI

Congrats!  I can't wait until my score is good enough for an AMEX. 

Aiming for 700 across FICO 8 and $150K TCL
Message 3 of 17
Shogun
Moderator Emeritus

Re: AMEX 3X CLI

Now isn't that a kick in the butt.  I had to move my own post.  I had originally posted in the CC forum, had to move it.  Hope no one noticed.  Smiley Wink

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 17
myjourney
Super Contributor

Re: AMEX 3X CLI


@Shogun wrote:

I got my AMEX BCE back in August.  I knew about the 90 day thing, just disn't mess with it.  Had more CL than I could use and have paid everything down to $0 util.  But was messing around today, started playing with the site.  Put in my 3X limit and hit enter.  Poof, instant approval.  That was quick and painless.


Poof Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 17
myjourney
Super Contributor

Re: AMEX 3X CLI


@Shogun wrote:

Now isn't that a kick in the butt.  I had to move my own post.  I had originally posted in the CC forum, had to move it.  Hope no one noticed.  Smiley Wink


I was sending you a PM when you moved it Ha ha ha 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 17
Shogun
Moderator Emeritus

Re: AMEX 3X CLI


@myjourney wrote:

@Shogun wrote:

Now isn't that a kick in the butt.  I had to move my own post.  I had originally posted in the CC forum, had to move it.  Hope no one noticed.  Smiley Wink


I was sending you a PM when you moved it Ha ha ha 


You should have done an AR and put that there's some idiot out there that doesn't know where to post.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 7 of 17
yudeology101
Senior Contributor

Re: AMEX 3X CLI

Congrats on your 3x!!  So...what's your new limit? 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 17
Shogun
Moderator Emeritus

Re: AMEX 3X CLI


@yudeology101 wrote:

Congrats on your 3x!!  So...what's your new limit? 


Now at $15K, puts it in the 5 digit category with some of my others.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 9 of 17
yudeology101
Senior Contributor

Re: AMEX 3X CLI


@Shogun wrote:

@yudeology101 wrote:

Congrats on your 3x!!  So...what's your new limit? 


Now at $15K, puts it in the 5 digit category with some of my others.


Very nice!!!  BTW, your user name is awesome.  It was one of my top choices when i signed up before but was taken much thanks to you Smiley Tongue 

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 10 of 17
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