AMEX 3x CLI ~ Countered for Less but Still Happy! + Data Points

[Anonymous]

Hey all, my Delta SkyMiles Gold AMEX that was initially approved for $10,000 at the end of August has just aged to 62 days old so I thought it was time to pull the trigger to see if AMEX wants to show me more love. I went all in and requested the full 3x which would've made my new limit $30,000, but the automated system decided to counter with an increase of $10,000 which would bring my limit to a total of $20,000! Needless to say, I accepted the counter-offer and am actually very pleased considering I was worried they would deny me all together. 

Here's some data points for those that are interested! 

08/17/16 - Approved for AMEX Blue Cash EveryDay with SL of $1,000 - EX FICO 694

08/22/16 - Approved for AMEX Delta SkyMiles Gold with SL of $10,000 - EX FICO 701

09/29/16 - Approved for AMEX Green Card with NPSL - EX FICO 711

- No change in reported income

- Total of $1,500-$1,600 spend on Delta before increase

- Reported statement balances of Delta: 1st: $25.00 | 2nd: $0.00

- Multiple payments made during biling cycles

- Most current EX FICO SCORE: 719 (October 12th, 2016)

[grillandwinemaster]

Congrats! Interesting that 5 days apart and 7 point increase warranted a 9k difference in Amex approvals. I wonder if it's because of the co branding? Either way, congrats on your success! 

[Anonymous]

Congrats !!

[Anonymous]

congrats!

[AverageJoesCredit]

Way to go!! Enjoy your new spend