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AMEX APPROVAL!!!!l

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Anonymous
Not applicable

AMEX APPROVAL!!!!l

Greetings,


     Well, I guess the Credit Card Gods are smiling on me. I had applied for the Macy's AMEX card ($8000) and was approved. What I didn't know was that although it

 

can be used not only a Macy's; but anywhere AMEX is accepted ( I only get one bill from Macy; not two) I have "NO" support from AMEX at all!!! I didn't even exist

 

to them. AMEX told me that I had to call Macy's for customer support. I was in shock. So I started looking around for an AMEX card and after a quick mental

 

inventory of my financial health I choose to apply for the AMEX Blue Cash Preferred Card (I love the 6% points up to $6000 in the first year). I was worried as in less

 

than a 2 week period I was approved for the following:

 

Macy's AMEX - $8000


Chase Marriott Rewards Premier - $5000


Chase Sapphire Preferred - $5000


And now: AMEX Blue Cash Preferred - $6500 *APPROVED*

 

Total additional credit in less than 2 weeks: $24500

 

Needless to say I was pleased. All this with my FICO scores of: Equifax - 626 Trans Union - 685 Experian - 683. I thought you had to have "EXCELLENT" credit to apply. I took a chance and it worked out for me. I wanted to thank everyone for all the support and education of credit that helped me get my new CC's. Thank you and enjoy what remains of your day.

 

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: AMEX APPROVAL!!!!l


@Anonymous wrote:

Greetings,


     Well, I guess the Credit Card Gods are smiling on me. I had applied for the Macy's AMEX card ($8000) and was approved. What I didn't know was that although it

 

can be used not only a Macy's; but anywhere AMEX is accepted ( I only get one bill from Macy; not two) I have "NO" support from AMEX at all!!! I didn't even exist

 

to them. AMEX told me that I had to call Macy's for customer support. I was in shock. So I started looking around for an AMEX card and after a quick mental

 

inventory of my financial health I choose to apply for the AMEX Blue Cash Preferred Card (I love the 6% points up to $6000 in the first year). I was worried as in less

 

than a 2 week period I was approved for the following:

 

Macy's AMEX - $8000


Chase Marriott Rewards Premier - $5000


Chase Sapphire Preferred - $5000


And now: AMEX Blue Cash Preferred - $6500 *APPROVED*

 

Total additional credit in less than 2 weeks: $24500

 

Needless to say I was pleased. All this with my FICO scores of: Equifax - 626 Trans Union - 685 Experian - 683. I thought you had to have "EXCELLENT" credit to apply. I took a chance and it worked out for me. I wanted to thank everyone for all the support and education of credit that helped me get my new CC's. Thank you and enjoy what remains of your day.

 


Congratulations!

Message 2 of 12
Anonymous
Not applicable

Re: AMEX APPROVAL!!!!l

Nice!! Congrats!!

Message 3 of 12
Anonymous
Not applicable

Re: AMEX APPROVAL!!!!l

That's awesome news. Congratulations!
Message 4 of 12
Anonymous
Not applicable

Re: AMEX APPROVAL!!!!l

congrats

Message 5 of 12
Anonymous
Not applicable

Re: AMEX APPROVAL!!!!l

Congrats!!

Message 6 of 12
alextercero
Super Contributor

Re: AMEX APPROVAL!!!!l

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 7 of 12
Anonymous
Not applicable

Re: AMEX APPROVAL!!!!l

Congratulations on your approval and on your success, very nice! Macy's Amex, Dillard's Amex, Bloomingdale's Amex and other similar cards are NOT Amex cards through Centurion Bank, which issues actual Amex cards.

 

The card you have is a Macy's card which just runs on the Amex payment network. Totally different. They have nothing to do with Amex and the bank who issues Amex itself. It's a matter of what payment network they run on. Smiley Happy

Message 8 of 12
9CLINE
Valued Contributor

Re: AMEX APPROVAL!!!!l

First... Congrats on your approvals and Welcome 2 the Amex,Chase and Macy fams...
Secondly,to help with future understanding the various lenders diff. definitions of excellent are just that,,diff.,,,, not to mention it's never only about the scores and which CB does the bank use...usually a 680 EX will get you the above cards if all else is ok w/ file,,which is who these lenders check @ least in my case they did..
I say this for others who may use the data pts. you posted as to gauge whether or not to app....
Again,,Congrats...and Best of luck on you credit journey........

Message 9 of 12
Ysettle4
Valued Contributor

Re: AMEX APPROVAL!!!!l

You're steam boatin' along...good work!

769 INQs: 6774 INQs: 5764 INQs: 8UTIL: 2%AAoA: 5yr 8mosTotal Credit Line: $873,950
Message 10 of 12
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