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AMEX Approval Post Bankrupcty

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MyFault
Valued Contributor

Re: AMEX Approval Post Bankrupcty

Congrats on your Amex approval!




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Message 11 of 18
cashorcharge
Community Leader
Super Contributor

Re: AMEX Approval Post Bankrupcty

That's terrific!  Congratulations on your approval!! 🎉🥂

Message 12 of 18
BAD_UP
Established Contributor

Re: AMEX Approval Post Bankrupcty

Congrats on your Amex Approval🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 13 of 18
Anonymous
Not applicable

Re: AMEX Approval Post Bankrupcty

@Tylo  Congratulation...That's wonderful to get back into Amex system. How much you previously owed to Amex that was discharged in bankruptcy? You are lucky that Amex has allowed you back in just after 5 yrs of filing bankruptcy, otherwise a few members on here reported that they were able to get in back after 29 yrs later of filing bankruptcy...Good job... 

Message 14 of 18
Namaste7
Established Contributor

Re: AMEX Approval Post Bankrupcty


@Tylo wrote:

I was approved today for a Delta Gold Amex card. I am 5 years post-bankruptcy (filing date) and I showed up in AMEX's pre-approval system for each of their Delta cards. They even offered their higher bonus. Went ahead and was approved for a $1000 limit. It is currently the lowest limit out of all my current cards, but happy to finally get accepted. I have applied 3 times prior for this card. The score they pulled was 659 from Experian. Currently at about 12% utilization out of a $42,000 total limit. I was not planning on applying anywhere so I was not careful to pay in full any of my cards before the statement hit. I now have cards from Navy Federal(2) Citi(1) Discover(1) Cap1(2) Ikea Comenity(1) and now AMEX. The only card left I am trying to get will be the chase sapphire. Everyone's recovery will be different. Later this year my late payments will finally fall off. 


Good job on the rebuild. Research Chase before wasting a HP. Their policies on BK approvals is not consistent with AMEX.

~~MMXX~~
2025 Goal$
2024 Goal$
2023 Goal$
FICOs 780+
Message 15 of 18
fsalsa2
Regular Contributor

Re: AMEX Approval Post Bankrupcty

Congratulations!




NFCU Cash Rewards: $24,000
NFCU More Rewards: $24,000
NFCU Visa Signature Go Rewards: $29,600
Capital One Quicksilver: $500
Capital One Quicksilver One: $500
Military Star Card: $ 3,400
Venmo Credit Card: $5,400
USAA Platinum Visa: $4,000
American Express Delta Skymiles Reserve: $10,000
American Express Platinum
X1 Credit Card: $ 27,500
Chase Freedom Flex: $ 3,700
Message 16 of 18
Demented1
Established Contributor

Re: AMEX Approval Post Bankrupcty

Awesome news @Tylo…Congratulations!

 

Bask in the knowledge that you are propping yourself up for a full recovery.




Message 17 of 18
Guyatthebeach
Valued Contributor

Re: AMEX Approval Post Bankrupcty

Congratulations on your approval!  

 

Message 18 of 18
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