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AMEX Approved, Backdating Questions

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Vegasr
Regular Contributor

AMEX Approved, Backdating Questions

Was approved for the AMEX Costco card earlier in the week and it's being shipped now.  I understand the MSD backdating process however here is my situation. I had a AMEX Gold Business card back in 1995. Everything paid and on time however after about a year they closed it as they felt my charging habits weren't what they were wanting.

 

After I get the card would it be wise to call and ask them to correct the MSD?

 

I'd hate for them to pull up any info showing they closed that acct and then it adversly effect this new card, but adding a close to 20yr acct would greatly improve my AAoA.

 

Thanks in advance.

Embarrassing amount of credit cards
AoOA: 25yrs
Message 1 of 11
10 REPLIES 10
coldnmn
Mega Contributor

Re: AMEX Approved, Backdating Questions

Congrats! In my opinion call and have it corrected. Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
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Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 11
Anonymous
Not applicable

Re: AMEX Approved, Backdating Questions

Yes, call and have them correct it.Smiley Happy

Message 3 of 11
godscountry
Regular Contributor

Re: AMEX Approved, Backdating Questions

dont call.  I did that today SEE HERE and got nowhere because they said I cancelled my account.  I got on chat and they took care of it in 5 min and I got the confirmation about 2 or 3 hours later.  do the chat.




Current Scores: EX 652 I EQ 688 I TU 696
Cards appear in order of approval
Message 4 of 11
Vegasr
Regular Contributor

Re: AMEX Approved, Backdating Questions

I'll use the chat route when my card comes in. Thanks! It should help out a lot.

Embarrassing amount of credit cards
AoOA: 25yrs
Message 5 of 11
b_diddy
Established Contributor

Re: AMEX Approved, Backdating Questions

Congrats on the approval!  Good luck on the backdate!

FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 6 of 11
Anonymous
Not applicable

Re: AMEX Approved, Backdating Questions

Congrats!
Message 7 of 11
MissMoni223
Senior Contributor

Re: AMEX Approved, Backdating Questions

CONGRATS on getting back in with AMEX!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 11
alvon123
Super Contributor

Re: AMEX Approved, Backdating Questions

congrats!!!! use the chat feature!!!


Message 9 of 11
Vegasr
Regular Contributor

Re: AMEX Approved, Backdating Questions

Recieved the card in the mail today, super happy.  Should I give it a few days before requesting via chat?

Embarrassing amount of credit cards
AoOA: 25yrs
Message 10 of 11
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