@_NERD wrote:
Someone in a other post told me a new account is worse than a HP. Given where I'm going with the house thing, I don't want to turn a simple balance transfer solution into a disaster that could derail the home purchase. Marvel was a bonus that'll help keep util down with that furniture balance I'm moving over to Amex.
I'm tapping out. I'm staying in the Garden, watering my seeds & flowers. I did have the app itch. I'm happy where I'm at. We added over 40k in limits to our books. Util will be way under 10% and go down from there.
*drops the mic* *walks off stage*
That's the way to do it!
Stay strong - the apps will still be there after you close on your house, and your credit file will be much stronger by then too! 