AMEX BCE approval with thin file!!!

[ElDoctor]

Hi guys,

I've had two secured credit cards (WF and Cap1) for 6 months, with CLs of $300 and $551 respectively.

Today I applied for the BCE and guess what? Instantaneous online approval! The documents say $4000 credit limit!!! 

Just wanted to share my happiness with you and ask a question:

I added an additional card for my wife. Do both cards generate cash back? or only the one of the principal user?

Thanks!

R

[yudeology101]

WTG congrats on your approval!!!!  Welcome to the forum and also welcome to AMEX family!!!

Great limit, great card. Enjoy your new card.

[09Lexie]

---

@ElDoctor wrote:

Hi guys,

I've had two secured credit cards (WF and Cap1) for 6 months, with CLs of $300 and $551 respectively.

Today I applied for the BCE and guess what? Instantaneous online approval! The documents say $4000 credit limit!!! 

Just wanted to share my happiness with you and ask a question:

I added an additional card for my wife. Do both cards generate cash back? or only the one of the principal user?

Thanks!

R

---

Welcome to the forum! Congratulations on your approval.

Yes, both cards generate cash back. 

[gdale6]

---

@ElDoctor wrote:

Hi guys,

I've had two secured credit cards (WF and Cap1) for 6 months, with CLs of $300 and $551 respectively.

Today I applied for the BCE and guess what? Instantaneous online approval! The documents say $4000 credit limit!!! 

Just wanted to share my happiness with you and ask a question:

I added an additional card for my wife. Do both cards generate cash back? or only the one of the principal user?

Thanks!

Fantastic, enjoy

---

[ElDoctor]

Thanks for your quick replies.

I've been reading this forum for a few months and I'm glad to finally write here and share my good news

[Vegas247]

---

@ElDoctor wrote:

Thanks for your quick replies.

I've been reading this forum for a few months and I'm glad to finally write here and share my good news

---

Congrats EL Doctor! Welcome to the AMEX Family!

[CreditRookie22]

Congrats. What were your experian score of you don't mind me asking

[ElDoctor]

I didn't pull out Experian, but in mycreditinform.com (free service with my secured Cap1) says 723. I think they pull from Experian though.

[CreditRookie22]

Yea, I'm pretty sure they pulled exp. Is that score a fico?

[ElDoctor]

Seems to be FAKO http://ficoforums.myfico.com/t5/Credit-Cards/Creditinform/td-p/1536942