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AMEX BCP Approval - After Additional Identity Verification!

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Spectre7_Reup
Established Member

AMEX BCP Approval - After Additional Identity Verification!

All -

 

Finally approved for an AMEX card again (BCP, SL $1K @ 12.99 APR) after what's been roughly 20 yrs or so.  The application required some additional verification, but it was a breeze (fraud protection). I'm not concerned about the SL, as I've heard CLIs after 6 - 12 months are common. This was more about getting off the eternal "bad-boy" list, lol. 

Cards I currently have:
BoA Cash Rewards MC: $5K | BoA BankAmericard Platinum Plus MC: $14K | PenFed Platinum Rewards Visa: $11K | USAA Signature Visa: $5.7K | Wells Fargo Platinum Visa: $6K | Credit One AMEX: $1K | Synchrony Car Care: $2.5K | Best Buy Retail Card: $5K | X1 Visa: $24K | Venmo Visa: $11K | AMEX BCP: $1K

Total Credit Lines: $87,200 (2 unlisted)
Message 1 of 16
15 REPLIES 15
sznthescore
Established Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!


@Spectre7_Reup wrote:

All -

 

Finally approved for an AMEX card again (BCP, SL $1K @ 12.99 APR) after what's been roughly 20 yrs or so.  The application required some additional verification, but it was a breeze (fraud protection). I'm not concerned about the SL, as I've heard CLIs after 6 - 12 months are common. This was more about getting off the eternal "bad-boy" list, lol. 


Congratulations on your approval! 🎉 

REBUILDER CARDS




Goal: FICO 700+
Message 2 of 16
CreditMagic7
Mega Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!

Glad you was able to break free and sport a Amex Approval after all that time! Congrats to you!

Message 3 of 16
MartyWrite75
Valued Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!

Congratulations on your approval!

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 4 of 16
CreditAggie
Community Leader
Super Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!

Congratulations on your Amex BCP approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 16
M_Smart007
Legendary Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!

Congrats on the BCP Approval!!

Message 6 of 16
CloudyWeather1331
Regular Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!

Congrats on your AMEX approval!

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Message 7 of 16
Red1Blue
Super Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!

Congrats for your Amex BCP Approval.

Message 8 of 16
TryingtoBeLifeGoals
Established Member

Re: AMEX BCP Approval - After Additional Identity Verification!

I have a fraud alert and I'm looking at upgrading my card. What additional information did you need? 

Message 9 of 16
Elpadrino1
Valued Contributor

Re: AMEX BCP Approval - After Additional Identity Verification!

Congratulations on your Amex approval!! Great Apr! 

Message 10 of 16
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