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Someone Should Develop an Application/Alcohol Interlock

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CH-7-Mission-Accomplished
Valued Contributor

Someone Should Develop an Application/Alcohol Interlock

So I haven't app'd for anything except a 30 year SSL with Navy within the last two years.   Have a BK7 at 8.5 years.   I've opened over 500K in credit lines since filing.

 

But tonight I went out to dinner at a very nice steakhouse.   And had some wine.   And then came home.  And had some more wine.  I've been AWI -- apping while intoxicated.   Here's what I got (besides a year as a guest of the state):

 

Barclay's AA Red card -- CLI from 12.5K to 16K.  Yes, it took a TU HP.   It's been stuck at 12.5K for years.

New BECU CC for 28K.   TU HP.  This is my primary bank and I have a CLOC for 10K.   Previously had a 10K Visa but closed it.

Got a new Penfed Power Cash rewards for $25K.  EQ HP.  I previously had a $20.5K limit that I closed years ago.

Have a pending Penfed second card.  I forget which one.

App'd and have a pending NFCU additional CC.   I already have the 5.99% Visa for $50K, a $15K CLOC, and two SSL loans for 30 years.

Got approved for a DCU $25K Visa.   Previously had them for $10K but closed it years ago.

Got a new C1 VentureX for $20K.   This one I'm most excited about.  I love to travel and this has all the perks.

 

Prior to this drunken binge, FICO 9's were in the 840s.   FICO 8s were in the 780s.   VS 3's were in the 760s.   And VS 4's were 800-830.

 

Income $100K.

Will report back as to the two pending requests.

 

AZEO except one $5 balance.  SSL's are paid down to 8% and next due in the 2030s.

 

Zero inquries in the past 24 months.

 

"Life is a banquet and most poor suckers are starving to death." 

Message 1 of 19
18 REPLIES 18
M_Smart007
Legendary Contributor

Re: Someone Should Develop an Application/Alcohol Interlock

Congrats?

 

"Someone Should Develop an Application/Alcohol Interlock"

 

Maybe @Brian_Earl_Spilner  or @AverageJoesCredit ?

Message 2 of 19
CreditMagic7
Mega Contributor

Re: Someone Should Develop an Application/Alcohol Interlock

When something works to your favor just relish it with satisfaction. Congrats on the Approvals!!!

Message 3 of 19
UH_HUH
Valued Contributor

Re: Someone Should Develop an Application/Alcohol Interlock

No apps in 24 months is the winning

sentence in this post!!!

Congratulations on all that new credit @CH-7-Mission-Accomplished 

AWI is nothing new under the sun :-) Some of us enjoy it ;-)

Enjoy all your success!!

Cheers

Message 4 of 19
GApeachy
Super Contributor

Re: Someone Should Develop an Application/Alcohol Interlock


@UH_HUH wrote:

 

AWI is nothing new under the sun :-) Some of us enjoy it ;-)

 


Hahaha!  Yeah, what are the sayings?  

"Liquid Courage"

"Scared Money Don't Win"

"Ten Feet Tall and Bullet Proof"

and lastly, my favorite around here..... "I'm Jake From State Farm" ( @Brian_Earl_Spilner ) Smiley Tongue#gucci 

 

@CH-7-Mission-Accomplished Congrats on what you remember and the forgotten PenFed...update that one when you do remember and get results!

My Take Home Pay Don't Take Me Home
Message 5 of 19
CreditAggie
Community Leader
Super Contributor

Re: Someone Should Develop an Application/Alcohol Interlock

Congratulations on your approvals!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 19
Fico82
Frequent Contributor

Re: Someone Should Develop an Application/Alcohol Interlock

I want some of what you was drinking lol if im going to get them same reaults 🤠

 

 

 

Congrats ! 

 

 







Message 7 of 19
gdale6
Moderator Emeritus

Re: Someone Should Develop an Application/Alcohol Interlock

Grats to all your approvals Smiley Happy

 

How did you get a 30 year SSL ???

Message 8 of 19
Elpadrino1
Valued Contributor

Re: Someone Should Develop an Application/Alcohol Interlock

Congratulations on your approvals!!

Message 9 of 19
Titans84
Valued Contributor

Re: Someone Should Develop an Application/Alcohol Interlock

Congrats on all your approvals!

Current FICO 8:



Message 10 of 19
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