Decided to apply for an Amex BCP about 3 days after my Ch. 7 BK fell off my report. I hit the submit button and got the "7-10 Day" message, I waited about 10 minutes and checked the application status was was approved, called in and found out my credit line was 10K! Awesome I know! However, it gets better, I thought I had an Amex gold card way back when I was young, like 18 young, and sure enough, the backdated my card to 1991, talk about helping my AAoA, sweet! Finally, I also got my free Experian Fico score, which wasn't too bad, it was a 730. Glad to be back in the Amex family.
Congrats! You could go for a charge card now and it would only be an SP if your denied!
I wondered about that, should I call them or apply online?
I applied online, no extra HP.
Good Stuff !!
That Amex Back Dating is going to really help your scores and futre applications for other cards.