USAA Platinum Mastercard Approval

[Swapmeet]

I have been very hesitant to apply for an unsecured card, but after reading some around here, following some steps that were outlined -- including signing up for score alert . I have been making solid progress on my FICO scores, so I applied for a Wal Mart card a couple days ago and was approved for a $700 limit. I have been a member of USAA for the last year, and after seeing people's positive results with USAA I figured that I might have a shot. So I just applied for the world rewards mastercard. It came back and said that I was approved for the platinum rewards at a CL of 4k. I am very excited about this! I will not be apping anywhere else until I attempt to buy a house in a few months.

[sphinx313]

Swapmeet that is fantastic! a $4k CL when you were hesitant about even doing it!! Congratulations!

[Anonymous]

Do you have any baddies?

[Swapmeet]

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@Anonymous wrote:

Do you have any baddies?

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Oh yes Trish -- hence the hesitation. I was severely behind on my mortgage and did a SS of my house four years ago. I have one collection with a zero balance, that I paid off right before I found this site and learned what a PFD is. I have one current collection for 1600. USAA pulls EQ, as is well doccumented here, and EQ is my best score. It was 550 before I paid off my two small secured cards at which time it jumped to its current spot (over two months, one card paid off each month).

[nicholasyud]

Cngrat very nice limit to start with......Treat them well

[Epcot]

Nice, Congrats on the approval!