AMEX BCP & WS VISA

[Anonymous]

So I said screw it and went for the BCP. Instant approval $2200.

My goal was to not get a $1K SL on it and I didn’t. This way I can ask for CLI on 12/15 which is 181 days since my Cash Magnet 3X got approved and is 64 days after this approval.

Ongoing APR is 25.74%, yikes.

Soft pull approval based on my Experian 721

I also went for the WS VISA. Realistically I am not going to garden for a Comenity card and I could use the discount so I went for it and placed my order with the 20% off.

$1K approval and I got 22.74% APR instead of the max 25.74%.

HP EQ 721, SP EX for identity verification.

Tried for PayPal CLI for giggles and it was a no.

It’s going to bother me that I’m so close to $100K now... $250 short. UGH!

ETA: Well I broke $100K - https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Marvel-Mastercard/td-p/5772786/jump-to/first-...

[JNA1]

Congrats!

[Anonymous]

Oooo.....Williams-Sonoma.....drool worthy, literally! 👩🏼‍🍳 Congrats on the app success. BCP for groceries and WS for the toys, and you are going to be everyone’s favorite roommate. 🍲

[Anonymous]

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@JNA1 wrote:
Congrats!

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Thank you!

[Anonymous]

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@Anonymous wrote:
Oooo.....Williams-Sonoma.....drool worthy, literally! 👩🏼‍🍳 Congrats on the app success. BCP for groceries and WS for the toys, and you are going to be everyone’s favorite roommate. 🍲

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Thank you! ☺️

[AllZero]

Congratulations on your approvals!

[Anonymous]

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@AllZero wrote:
Congratulations on your approvals!

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Thank you!

I wish I would have taken a HP when I opened my Rewards+, I would be over $100K now.

[Meanmchine]

I knew I saw you prowling around the garden fence last night

I went to turn on the seach lights but you had disappeared

Congrats !!

Oh, and btw  my final approval on my last app spree was a WS Visa. I love that card.

[Anonymous]

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@Meanmchine wrote:

I knew I saw you prowling around the garden fence last night

I went to turn on the seach lights but you had disappeared

Congrats !!

Oh, and btw  my final approval on my last app spree was a WS Visa. I love that card.

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Thank you Meanie!

Honestly BCP was a goal card so I'm not even mad at myself. I do hope I get to keep the WS card though. We will see how it goes. I have snuck under a lot of radars, hopefully Comenity will be another one. 

[Anonymous]

Congrats on the 2 new cards! My BCP is getting tons of use. You know what you need now - another card! Lol 😂 why stop at 19 cards and $250 short of $100k. It would bother me. Why not get 1 more. IKEA maybe?