No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
No worries, DP = Data point so basically the data behind your app. For example, any baddies on your profile, fico scores, current utilization, etc.
@jjohnson ohhhhh yes it works s long s your score stays the same or higher.
i started at 3500 on my BCE (with a triple pull 696 TU fico and 149k income at that time)and after 61 days, I got it to 10,500... then after 181 days, I asked for 24,500 and it's been there ever since. At one point I used amex for everything and pif every month, but then started getting better cash back etc, THey watch you like a hawk too! I moved from a texas suburb to a large city once and they tried to CLD my 24,500 to 1500 It hink it was based on zipcode change. got them to reinstate but good lord it was annoying. i ran probably 10-20K through that card a yer which is a lot to me.
also noteworthy: amex is known to ask for tax returns if you start to get in the 30-40k CL range... so I ws strategic because I also have a 5k CL Delta Gold that I wanted an increase on and raised that to 10k after a few months. and then opened a 2k hilton surpass, after that which was in excess of 35k, I stopped asking for CLIs because my tax documents are sensitive and I'm satified with that amount of credit.
so imo, don't try to get more than 25/30k on one card or more than about 35-40K total amex exposure or be preapred to show them your taxes. lol Good luck :-)
PS: since you started out w 5k CL with Delta Gold, sk for 15k after 61 dys or two statement, maybe even three considering the fuzzy math, but six months after that I would not ask for more than 25k to avoid them requesting taxes or "financial reviewing" you and wanting your first new born (ieven ifit has not happened LOL)
Congrats on your new card and approval.
Amex is a great company to let grow with time.
Great information.
Thank you for sharing and laying out a strategy.
I will definitely attempt it.
Congrats on your AMEX Delta SkyMiles Gold approval
Congrats on your approval
Congratulations on your Amex approval!
Congratulations on your approval!
Congrats on the approval!
Very nice - Congrats on your approvals !