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AMEX Everyday Approval

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Ixion
Member

AMEX Everyday Approval

Finally applied for a big boy card (was approved for Discover IT for $500) and was approved for $2k instantly, not much but it's now my highest CL next to my Barclays Card at $1400. They pulled TU which was around 650 at the time with only 1 30day late payment, which is now gone(wish I would've waited).

Starting Score 9/22 - Joined MyFico
Ex:562 TU:535---Starting Wallet: BoA Secured Visa Platinum Cash Rewards - $300
Update 10/23
Ex:694 Tu: 729: EQ: 717|Current Wallet:BoA Unsecured Platinum Visa CR: $1300|Amex Everyday: $2000|Barclays Card:$1400|Discovert IT:$500|Retail Card:$500

Message 1 of 18
17 REPLIES 17
CreditCuriosity
Moderator Emeritus

Re: AMEX Everyday Approval

AMEX pulled TU only?  Thought they were an EX puller.  Weird, what I learn

Message 2 of 18
Anonymous
Not applicable

Re: AMEX Everyday Approval

Congratulations on your AMEX. Do you mind letting me know how long you had your secured card? I am wondering how long your payment history was when you applied. Thank you and again congratulations!

Message 3 of 18
CreditMagic7
Mega Contributor

Re: AMEX Everyday Approval


@Ixion wrote:

Finally applied for a big boy card (was approved for Discover IT for $500) and was approved for $2k instantly, not much but it's now my highest CL next to my Barclays Card at $1400. They pulled TU which was around 650 at the time with only 1 30day late payment, which is now gone(wish I would've waited).



Congrats! on the Instant! Amex Approval Smiley Happy

Message 4 of 18
uswala
Senior Contributor

Re: AMEX Everyday Approval

Congrats!

Message 5 of 18
-NewGuy-
Moderator Emeritus

Re: AMEX Everyday Approval

I thought AMEX only pulled TU as a primary report if you were accepting an offer on a third party site like cardmatch or CK...

 

In any event, congrats on the approval!

Message 6 of 18
Imperfectfuture
Super Contributor

Re: AMEX Everyday Approval

Dunno, I cold app'd, they pulled experian, only alert I got.
Signature needs updating
Message 7 of 18
coldnmn
Mega Contributor

Re: AMEX Everyday Approval

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 8 of 18
Anonymous
Not applicable

Re: AMEX Everyday Approval


@Ixion wrote:

Finally applied for a big boy card (was approved for Discover IT for $500) and was approved for $2k instantly, not much but it's now my highest CL next to my Barclays Card at $1400. They pulled TU which was around 650 at the time with only 1 30day late payment, which is now gone(wish I would've waited).


Congrats on your Amex approval

Message 9 of 18
Ixion
Member

Re: AMEX Everyday Approval


@Anonymous wrote:

Congratulations on your AMEX. Do you mind letting me know how long you had your secured card? I am wondering how long your payment history was when you applied. Thank you and again congratulations!


Opened a secured account in June '13 so a total of 14 months of payment history and that's all I had.

Starting Score 9/22 - Joined MyFico
Ex:562 TU:535---Starting Wallet: BoA Secured Visa Platinum Cash Rewards - $300
Update 10/23
Ex:694 Tu: 729: EQ: 717|Current Wallet:BoA Unsecured Platinum Visa CR: $1300|Amex Everyday: $2000|Barclays Card:$1400|Discovert IT:$500|Retail Card:$500

Message 10 of 18
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