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Wife App Spree - Huge Results

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revjamesl
Valued Contributor

Wife App Spree - Huge Results

The wife has just been approved for her first major card. After having paid off a vehicle early, holding a few store cards (best is Macy's AMEX), and being AU on a slew of my cards, my wife applied to Discover It and was approved for an initial credit limit of $13.5k to become her first major card!!! Her APR is 12.99% but we PIF.

 

Wife just got approved for an AMEX BCE with an initial credit limit of $19k!

 

And if that wasn't enough, the wife was just approved for the Marriot Rewards Premier card with an initial credit line of $29.8k!! The approval read: "If this does not meet your needs, you can discuss available credit line options with a Customer Service Specialist when you call to confirm receipt of your card."

 

Wow.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 1 of 27
26 REPLIES 26
pizza1
Community Leader
Super Contributor

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

Congrats to her!!' What are her Fico scores? AAOA?
Message 2 of 27
Anonymous
Not applicable

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

Congrats to her!
Message 3 of 27
revjamesl
Valued Contributor

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line


@pizza1 wrote:
Congrats to her!!' What are her Fico scores? AAOA?

760/770 range and 7 years in large part due to her being AU on her parent's Discover and my cards.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 4 of 27
coldnmn
Mega Contributor

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

Congrats to DW! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 27
revjamesl
Valued Contributor

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line


@coldnmn wrote:

Congrats to DW! Thanks for sharing.

 

 


What does DW stand for?

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 6 of 27
uswala
Senior Contributor

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

Congrats! Nice CL.

Message 7 of 27
Hockeyplayrr
Frequent Contributor

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line

amex for any future backdating. lock in the member since 2014

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 8 of 27
Anonymous
Not applicable

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line


@revjamesl wrote:

@coldnmn wrote:

Congrats to DW! Thanks for sharing.

 

 


What does DW stand for?


Depends what mood you're in.

 

D could be many things.

 

Dumb.

Dear.

Delicious.

Message 9 of 27
revjamesl
Valued Contributor

Re: Wife Just Approved for Discover IT - $13.5k Initial Credit Line


@Anonymous wrote:

@revjamesl wrote:

@coldnmn wrote:

Congrats to DW! Thanks for sharing.

 

 


What does DW stand for?


Depends what mood you're in.

 

D could be many things.

 

Dumb.

Dear.

Delicious.


Nice. Thanks for informing me.

AMEX Platinum NPSL | Discover It $45.9k | Chase Sapphire Reserved $40.7k |Barclay Arrival+ WEMC $40k | PENFED Platinum Rewards VS $35k | Lowes $35k | BoA Better Balance Rewards $30k | AMEX EDP $25k | Cap 1 QS $23.25k | NASA Platinum $20k | Chase Freedom $15k | Synchrony Haverty's $16.5k | BBVA NBA Rockets AMEX $15k | FNBO AMEX $15k | Citi Diamond Preferred $10.7k | Best Buy $10k | Synchrony Rooms-to-Go $10k | US Bank Cash+ $7.5k | AMEX BCE $6k | Barclay Financing Visa 1k | |

AU on DW Accounts: Discover It $40k I AMEX BCE $30k | Chase Marriot $29.8k |

Credit Scores: 800 EQ/833 TU/831 EX
Message 10 of 27
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