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AMEX Everyday Preferred - Approved

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Anonymous
Not applicable
‎08-11-2014 06:50 PM
‎08-11-2014 06:50 PM

AMEX Everyday Preferred - Approved

After posting my credit score in another thread and asking for advice on a totally difference subject(looking to establish my spouses credit, who is new to the US), a member recommended that I go for an AMEX and add her as an AU. I thought why not, I've received the offers for a couple of years now, but always read about people being turned down even after their pre-approved offer. Just applied and it said I was pre-approved for Gold, Everyday Preferred, and Platinum. I assume the other 2 are more prestigious though Everyday Preferred was the only one that made sense for my situation, I couldn't take advantage of the others benefits. Just thought I'd share, for those wondering my scores are right around 750(USAA CMS FACO, though hard pulls have always shown almost the same) ..I'm 24 and have a pretty short credit history, everythings always been paid on time, nothing special aside from that.

 

Big thanks to this forum!

Message 1 of 16
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15 REPLIES 15
CreditPlay
Frequent Contributor
‎08-11-2014 06:55 PM
‎08-11-2014 06:55 PM

Re: AMEX Everyday Preferred - Approved

Congrats on your approval!


         
FICO08 12/2014EQ 777TU 799EX 767
 
    
Message 2 of 16
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chalupaman
Super Contributor
‎08-11-2014 07:00 PM
‎08-11-2014 07:00 PM

Re: AMEX Everyday Preferred - Approved

Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 16
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dursty87
Established Contributor
‎08-11-2014 07:10 PM
‎08-11-2014 07:10 PM

Re: AMEX Everyday Preferred - Approved

Congrats on the approval.  Thanks for sharing Smiley Happy

Message 4 of 16
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Kenny
Moderator Emeritus
‎08-11-2014 08:44 PM
‎08-11-2014 08:44 PM

Re: AMEX Everyday Preferred - Approved

@Anonymous wrote:

After posting my credit score in another thread and asking for advice on a totally difference subject(looking to establish my spouses credit, who is new to the US), a member recommended that I go for an AMEX and add her as an AU. I thought why not, I've received the offers for a couple of years now, but always read about people being turned down even after their pre-approved offer. Just applied and it said I was pre-approved for Gold, Everyday Preferred, and Platinum. I assume the other 2 are more prestigious though Everyday Preferred was the only one that made sense for my situation, I couldn't take advantage of the others benefits. Just thought I'd share, for those wondering my scores are right around 750(USAA CMS FACO, though hard pulls have always shown almost the same) ..I'm 24 and have a pretty short credit history, everythings always been paid on time, nothing special aside from that.

 

Big thanks to this forum!

Congratulations on your approval! Thanks for sharing. Smiley Happy

Take the myFICO Fitness Challenge
Message 5 of 16
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MT936
Established Contributor
‎08-11-2014 10:06 PM
‎08-11-2014 10:06 PM

Re: AMEX Everyday Preferred - Approved

Congrats nice card
Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 6 of 16
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Anonymous
Not applicable
‎08-11-2014 10:30 PM
‎08-11-2014 10:30 PM

Re: AMEX Everyday Preferred - Approved

Awesome, congrats!!!
Message 7 of 16
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tommywerdine
Regular Contributor
‎08-11-2014 10:48 PM
‎08-11-2014 10:48 PM

Re: AMEX Everyday Preferred - Approved

Congrats on your approval!!! Smiley Happy


My Wallet: NFCU cashRewards $10k | TobyHanna FCU $10k | Black Card $5k | NFCU goRewards $2.5k | Citi Diamond Preferred $2k | DCU Plat Rewards $2k | Huntington Voice $1250 | AmEx Delta $1k | Cap1 QS $300 | Cap1 Secured $500 | J Crew $4.9k | Walmart $2.5k | Kay $1k | Jareds $1k | HomeDepot $1k | FingerHut $900 | Macys $800 | Phillips66 $750 | Buckle $300 | Express $250 In The Garden Since: August 4, 2014. TU FICO: 711 (via Walmart) | EQ FICO: 699 | EX FICO: 677 Goals:700+ on all three.
Message 8 of 16
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Tony275
Valued Contributor
‎08-11-2014 11:46 PM
‎08-11-2014 11:46 PM

Re: AMEX Everyday Preferred - Approved

Congrats!!
Message 9 of 16
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-Cal-
Valued Contributor
‎08-11-2014 11:49 PM
‎08-11-2014 11:49 PM

Re: AMEX Everyday Preferred - Approved

Congrats!!!

Message 10 of 16
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