AMEX Hilton Aspire Approval with BK7

[pip3man]

Following my Platinum approval and receiving the physical card yesterday, I applied for the Hilton Aspire. Instantly approved with a $5k SL. On the down side, they pulled Transunion on me which I was totally not expecting. Everything I've read on here says it's a SP for subsequent approval as an exisiting cardmember but always my luck smh. Also, I wasn't logged in to my AMEX online profile prior to filing the application, had to manually enter my info so not sure if that's got anything to do with it. They pulled EX for the Platinum approval 3 days ago. Stats for TU - 675 Fico 8, 17% total utilization, inquiries 6/24 months, excellent credit mix and 5yr 1month old BK7.

[CreditMagic7]

Congratulations on the newest AmEx approval and stepping back inside their circle!

[GZG]

congrats!!

3 days isn't long enough to be safe from subsequent HPs, in the future, keep reports frozen, they will let you know if it needs to be unfrozen 

[Creditwiser]

Congrats on your Amex approval !

[chamathkari]

Congratulations on your approval.

[pip3man]

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@GZG wrote:

congrats!!

3 days isn't long enough to be safe from subsequent HPs, in the future, keep reports frozen, they will let you know if it needs to be unfrozen 

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Funny enough, I felt the opposite was the case. I figured the closer I spread out my applications, the more likely they are to use the same HP. And the farther out the applications are spaced, the more likely they will require a new HP since chances are credit situation may have changed if it's been a long time since the most recent hard pull. I learned the hard way but it's all good cos I got something out of it at least.

[pip3man]

@chamathkari @CreditMagic7 @Creditwiser @GZG thanks you guys, I appreciate it.

[coreyb80]

Congrats on the approval!

[pip3man]

Quick update - so turns out I was actually double pulled for this Hilton application as a new existing cardmember. That's insane! The second inquiry posted today on Experian 2 days after approval. This is in addition to the TU pull that posted instantly on the day I submitted the application. My Platinum app only pinged Experian. Did AMEX change their policy recently or something?! I'm not even gonna lie but I'm a little salty about this! I wonder if I had frozen my reports if the applications still would've been approved. Too little, too late now ughhh.

[salt_water_swimming]

Neat and congrats!

Im surprised they pulled your credit once, let alone twice. Me and P2 snapped up the current Aspire offer and neither of us got pulled