AMEX PRG Approved

Anonymous · ‎09-26-2018

Applied for this card last night after some hesitation. Was going to wait for the changes to come in, but the 50K for $2,000 spend popped up in incognito and my girlfriend convinced me to do it. Glad I did because I was instantly approved. This card is going to be perfect for me when the new changes roll out so it was sort of just a matter of when.

With that said, any AMEX people happen to know if it'll be easy to switch over to the new metal card once they start issuing them? Just a phone call or?

Medic981 · ‎09-26-2018

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

19eighty5 · ‎09-26-2018

Congratulations on your approval! Welcome to the PRG family

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Anonymous · ‎09-26-2018

Congrats on your Amex Gold Card approval! The new changes will be pretty sweet as long as Amex doesn't increase the annual fee!

MrDFinance · ‎09-26-2018

Congrats on the approval..

... And I plan to just call the day the changes go into a effect to get the metal one sent to me...

Soelden · ‎09-26-2018

Ive been on the fence all week about this card and im prequalified on their site. On one hand I dont want to miss out on this 50k offer and first year waived if they change it, but ill be really disappointed if I app and then they raise the AF or remove the arline credit. Im leaning toward waiting until after the announcement or at least until the structure rumors have been confirmed and its adventageous to app before Oct 4.

Scores 07/2020:

Anonymous · ‎09-26-2018

Congrats!!!

Yes it will be an easy phone call to switch to the metal as long as there's enough supply

Amex ran into some supply snafu last year when the metal platinum card was released. Hopefully they'll anticipate a spike in demand for the PRG/Gold card this time around.

xaximus · ‎09-27-2018

Congrats on the approval!

Scores - All bureaus 770 +
TCL - Est. $410K

Anonymous · ‎09-27-2018

Congratulations on your approval!

topgunvf · ‎09-27-2018

Congrats on your approval and welcome to the AMEX family! Scuttlebutt around here and known sites is transition should be somewhat seamless similar to the Hilton rollout. Time will tell.

BRING ON THE METAL!