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AMEX PRG & BCE!!

alextercero
Super Contributor

Re: AMEX PRG & BCE!!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8: (September 2023)

Credit Age:

Inquiries:

Message 11 of 15
Anonymous
Not applicable

Re: AMEX PRG & BCE!!

Very nice!! Smiley Happy

Message 12 of 15
pa850
Regular Contributor

Re: AMEX PRG & BCE!!

Congratulations.  I'm interested in Amex PRG myself.  

Message 13 of 15
KSK1912
Valued Contributor

Re: AMEX PRG & BCE!!


@pa850 wrote:

Congratulations.  I'm interested in Amex PRG myself.  


OP Congrats on the sweet approvals and the nice SL!

@pa850 I got both cards and love both. Make sure you go for the 50K mr points / $1K spend bonus.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 14 of 15
Anonymous
Not applicable

Re: AMEX PRG & BCE!!


@Anonymous wrote:

awesome, congrats!! 

Since you seem to know a heck of a lot more about Amex cards than me... I have to ask: right now their prequal site only gives me PRG and regular G cards when I say I want cash back.

Does this mean I'm not up to snuff for BCP as far as their prequal goes?


Conventional wisdom suggests that AMEX charge cards are typically easier to acquire than their revolvers, especially the Preferred offerings. They alway pull EX and the score in your signature looks good but I also see it's risen around 100 points in less than a year. Congrats on that but what's the driver of the sharp increase? Did you pay off some large balances which dropped utilization? Any baddies fall off? Could be a factor. You don't have to share here but give it some thought. If that good score is coupled with a clean history, I like your chances at a cold app with maybe a few thousand dollars for the starting limit. Good luck if you decide to go for it.

Message 15 of 15
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