I just got approved for my 2nd AMEX card! I'm happy to have the Platinum because I have a trip at the beginning of June and really wanted to try out the Centurion Lounge.
I initially applied for the Platinum the same day I got the Gold 7 days ago and was denied due to velocity, but I tried again today and got the approval. It appears to be a soft pull using the 704EX FICO they pulled last time.
At the time of this application I was 4/6,12,24 for new accounts and 5/6,12,24 for Hard Pulls, although my profile is likely only showing 3 new accounts as of last hard pull and any current soft pull.
Question
How soon can I apply for a non-charge card without risking an auto-denial? I'm looking to get the MB Brilliant and BBP still and think I'm going to add the Hilton Aspire to my list of desired cards too. I'm taking a cross country drive in early June so I'd likely want to try to snag one of the hotel cards before the trip if I am able to.
The AMEX cards are the only cards I really desire for the forseeable future. (next 1-1.5 years)
Current Cards:
Capital One: VentureOne $3000CL
Chase: Freedom Flex $1000CL; Sapphire Reserved $15000CL
AMEX: Gold $ChargeCard; Platinum $ChargeCard
Fidelity: Visa Signature $5800CL
NFCU: CashRewards $1500CL; MoreRewards $5500CL
USAA: Rewards Visa Signature $8000CL
TCL: $39800
Former Cards:
Capital One QuicksilverOne, PC to V1; Chase Sapphire Preferred, PC to CSR; Local Credit Union Card, Closed, 500CL
Desired Cards (In Order):
Marriott Bonvoy Brilliant, Amex Blue Business Plus
FICO (05/2026): 694EQ, 693TU, 690EX
