I stepped out of the garden today to try AMEX. My scores got a bump last night after my UTIL dropped from a few PIF's that hit. After seeing all the recent approvals I figured it was time. I needed a card I could BT some of the high interest weight I have right now to and while this will help, the SL is not high enough. But, the glass is not half empty, I am in with Amex and that was a tough nut to crack for me. I intend to try to add the PRG as well but I think I will wait for a better bonus. I guess I have a reason to go read the 3X CLI thread now. I'll happily go do that.
BCP $2000 SL 23.74%
Not the best but its a start. The $100 for $1000 spend won't hurt either.
Edited: App'd the Everyday and got it too. $500 SL with the credit steps everyone is getting. lol. I wonder if that is an ED thing only to push the card?
Congrats, awesome approval!
MyLo, if you keep this up gonna have to change your name to MyHiFico
Big congrats my friend. Hopefully in 2 months youll have a sixer on your hands to deal with
Big congrats my friend. Hopefully in 2 months youll have a sixer on your hands to deal with
Edited OP to reflect: App'd the Everyday and got it too. $500 SL with the credit steps everyone is getting. lol. I wonder if that is an ED thing only to push the card?
@AverageJoesCredit wrote:
MyLo, if you keep this up gonna have to change your name to MyHiFico
Thanks. I am really happy about that too. I have all the cards I wanted to get the first time around. Once all this settles and I get my UTIL down more I am going to SD or close the cards I don't use, in waves of course.
@CreditInspired wrote:
Congrats MyLoFico. You got your foot in the door like you wanted to and you have the 3X CLI coming due. This is great news!
Yes, that door has been locked shut for a long time. I have been trying to get in with Amex for over 10 years. It wasn't until finding this place that I realized what I was doing wrong. Even then it took 3 denials last year to get me to stop and let the healing begin.
Congrats!
Definitely check the CLI3x Amex thread and you'll get a nice boost in no time!
2k to 6k to 18k then you can transfer some of the limit to the ed