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AMEX!! ;)

Frequent Contributor

AMEX!! ;)

So I was casually browsing the Amex site when I tried out the prequalified offers. To my surprise I was prequalified and ultimately decided to take the inquiry since I have zero on EX. I figured what the heck.

I was approved for 1000 for the BCE. The spinner was taking forever so I was assuming a big fat no. I'm still shocked even though I know I barely got in.

My EX score is 636 with 2% UTL. I currently have VS at 500 and secured discover 500. I have collections from 2014 but they've been paid. I'm so excited to be in with some better banks. I can't believe I took the chance on Amex with my score.



Message 1 of 18
17 REPLIES
New Contributor

Re: AMEX!! ;)

I can't believe you took the chance either, but it paid off! It may be on the low end, but your foot is in the door and as long you do good by them, they'll do good by you. Congratulations!!
Message 2 of 18
Community Leader
Super Contributor

Re: AMEX!! ;)

Wow, that gamble played out huge for ya! Nice going , enjoy your new cardSmiley Happy

To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 3 of 18
Valued Contributor

Re: AMEX!! ;)

Congrats on a great card!
Message 4 of 18
Contributor

Re: AMEX!! ;)

Congrats.  I'm going to try my luck with them at the end of the month

Message 5 of 18
Frequent Contributor

Re: AMEX!! ;)

Congratulations on your AMEX approval!!

AMEX Platinum Card- NPSL // AMEX Premier Gold Card- NPSL // Discover IT // Bank of America Travel Rewards // Chase Sapphire Preferred // AMEX Delta Platinum // Venture One // Barclays JetBlue MC // Synchrony Walmart MC // Barclays Apple Rewards // AMEX BCE // Blaze MC // BP Gas

Capital One Spark Business Visa // BP Business Solutions MC
Message 6 of 18
Regular Contributor

Re: AMEX!! ;)

congratulations!!!I love my Amex everyday..you are doing well ..just keep moving forward

Message 7 of 18
Valued Contributor

Re: AMEX!! ;)

Congrats on your approval. Good start with Amex
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (5/9/18): 695 Transunion, 659 Equifax, 675 Experian
Message 8 of 18
Established Contributor

Re: AMEX!! ;)

Great job scoring a card in the AMEX family.  I hope one day to be successful, but know with my credit I have  LONG way to go.  Good luck!

Starting Score: 555/567/570- Oct-2015: Aug 2017 (TU)646 (EQ) 626, (EX) 635-Goal:700; Current VISA-MC-Amex Credit Cards|NFCU-CashReward-$2k|USSA Visa- $500lAmex USAA-secured $550|Cap J-$700|CapOne Silver $1600lMerrick-$1,900lAnex-Cash (AU)-$2500l Amex Delta Sky Miles- $1k
Commeity Store Credit Cards:$45k, $1100|Amazon-$1,000|Nordstrom-$3000|Neiman Marcus-$700|
Garden Until 2/12018 removing last 1-baddy/decrease UTIL
Message 9 of 18
New Member

Re: AMEX!! ;)

I wonder if they are doing some kind of drive and lowered their requirements?

I'm new at building credit, just started a few months ago, and my AAOC is very young.   On Credit Karma, nearly all recomendations show up as Poor or Fair Approval Odds.  I was surprised to see Blue Cash Everyday show as Very Good Approval odds.  I thought I would give it a shot after being denied several times by AMEX, and was amazed that they finally approved me. 

Message 10 of 18