Congrats @Aim_High! I think this is one of the higher SL's I've seen. Absolute highest SL and lowest APR -- this one is a real gem
@credit_is_crack wrote:Congrats @Aim_High! I think this is one of the higher SL's I've seen. Absolute highest SL and lowest APR -- this one is a real gem
Thanks, @credit_is_crack! I think I was the first approval to post publicly with $25K limit on My Fico. Since then, several more have seen the potential, asked for and gotten the same terms, so I'm not alone. According to RAJ, that is their maximum unsecured exposure across all credit cards and loans. There was also a posting that a CSR said they don't do traditional CLI (only via a new application) so ask for the limit you want when you apply.
Still, it's a great limit and APR and a true gem!
AOD FCU has been pretty genrerous and lenient with all of us. I've seen approvals for the Signature card down around a 650 (although that is typically-lower FICO EQ5 model, not the Bankcard Fico Score 8's and 9's commonly quoted on My Fico and used by more lenders.) And this was with $10K to $20K limits and 9.99% APR!! Still very attractive terms.
U p d a t e ....
... and exactly (9) days later, guess what came in the mail today? 
Going to the store soon so she's all activated and ready for a 'test drive'! Lol 
The UNICORN is REAL!
@Aim_High wrote:U p d a t e ....
... and exactly (9) days later, guess what came in the mail today?
Going to the store soon so she's all activated and ready for a 'test drive'! Lol
The UNICORN is REAL!
Mine is in the mailbox. One of my roommates will have to go get it because I have been having serious anxiety issues the past few days but it's raining right now so it may not happen til tomorrow.
@Aim_High wrote:U p d a t e ....
... and exactly (9) days later, guess what came in the mail today?
Going to the store soon so she's all activated and ready for a 'test drive'! Lol
The UNICORN is REAL!
Good looking card nice and clean. How does it feel?
@Anonymous wrote:
@Aim_High wrote:U p d a t e ....
... and exactly (9) days later, guess what came in the mail today?
Going to the store soon so she's all activated and ready for a 'test drive'! Lol
The UNICORN is REAL!
Mine is in the mailbox. One of my roommates will have to go get it because I have been having serious anxiety issues the past few days but it's raining right now so it may not happen til tomorrow.
Congrats also, @Anonymous! Sorry to hear of the anxiety. 
Is it worse due to all the coronavirus concerns and stresses? Hope it eases soon.
@Aim_High wrote:
@Anonymous wrote:
@Aim_High wrote:U p d a t e ....
... and exactly (9) days later, guess what came in the mail today?
Going to the store soon so she's all activated and ready for a 'test drive'! Lol
The UNICORN is REAL!
Mine is in the mailbox. One of my roommates will have to go get it because I have been having serious anxiety issues the past few days but it's raining right now so it may not happen til tomorrow.
Congrats also, @Anonymous! Sorry to hear of the anxiety.
I have panic disorder, agoraphobia, and generalized anxiety disorder so I'm always dealing with some degree of anxiety but the last few days have been awful. My roommates wanted to play Pandemic last night and I had a panic attack while they were setting up the board and had to run to my room and lie in bed for four hours. 
It's just something I have to deal with. I'm tapering off my anxiety meds since I've been on them so long they are making my anxiety worse so I probably need to just hold for a few days until I feel better again. Thanks though.
@nuohlac wrote:
@Aim_High wrote:U p d a t e ....
... and exactly (9) days later, guess what came in the mail today?
Going to the store soon so she's all activated and ready for a 'test drive'! Lol
The UNICORN is REAL!
Good looking card nice and clean. How does it feel?
I also think it's a classy and clean-looking card! The weight is typical credit card weight. It would be nice if more lenders made their cards a little heavier and sturdier. For example, I have basic cards like this one and my PenFed Power Cash, my metal Chase Sapphire Reserve which is of course much heavier than the plastics but lighter than something like an AMEX Platinum, and then I have my mid-grade Chase Marriott Bonvoy Boundless and World of Hyatt cards which are also plastic but just feel a little heavier and nicer. So I won't complain, but I wish more lenders would use that slighly heavier plastic material more often.
But hey, as long as it spends and works well, nothing to complain about here! Lol
@Aim_High wrote:U p d a t e ....
... and exactly (9) days later, guess what came in the mail today?
Going to the store soon so she's all activated and ready for a 'test drive'! Lol
The UNICORN is REAL!
That's a good looking card. I like the stars.
