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I've been waiting for this moment for several years now. I've been gardening pretty much for the last 3 years. I've paid down all of my balances and just really wanted to change my current card line up because most of my cards have terrible APRs and CL's from when I first started rebuilding. Here are the results from my app spree during the last 48 hours:
1. Discover CLI: 5k ---> 7.5k (asked for quick off-cycle update so Barclays and Chase could seek 7.5k limit)
2. AMEX BCE CLI: 1k---->3k
3. CSP Approval (Blacklist): 5k
4. Amex EDP: 5k (will take limit from BCE for a total 8k limit.)
5. Barclay Ring: 7.5k (will take limit from Itunes Rewards for a total 10.5k limit)
I'm so happy that all of my hard work over the last several years has finally paid off with great cards, limits, and APRs. I don't really have any desire to app for any more cards for quite some time. I think I'll have way too much credit if I do so. I now just need to decide what to do with my Citi Diamond Preferred. I don't use it, and they've never given me a CLI. Should I just cancel, or should I ask to PC to a Simplicity? The only issue is that my APR sucks on that card, so I am not sure if the pc is worth it. Thank you to everyone here for all of the great advice. Also, huge Thank You to everyone that helped me out during the start of my journey in the Rebuilding Forums several years ago!
Congrats! Well done on the spree for some very nice cards
Congrats on the spree! What about PCing the Diamond to their Double Cash? That might make the card worthwhile again as a General Spend card to fill in the gaps...
Oz
Awesome Job, keep up the great work!
Congrats..
Congrats on your spree success!
@ccb2115 wrote:I've been waiting for this moment for several years now. I've been gardening pretty much for the last 3 years. I've paid down all of my balances and just really wanted to change my current card line up because most of my cards have terrible APRs and CL's from when I first started rebuilding. Here are the results from my app spree during the last 48 hours:
1. Discover CLI: 5k ---> 7.5k (asked for quick off-cycle update so Barclays and Chase could seek 7.5k limit)
2. AMEX BCE CLI: 1k---->3k
3. CSP Approval (Blacklist): 5k
4. Amex EDP: 5k (will take limit from BCE for a total 8k limit.)
5. Barclay Ring: 7.5k (will take limit from Itunes Rewards for a total 10.5k limit)
I'm so happy that all of my hard work over the last several years has finally paid off with great cards, limits, and APRs. I don't really have any desire to app for any more cards for quite some time. I think I'll have way too much credit if I do so. I now just need to decide what to do with my Citi Diamond Preferred. I don't use it, and they've never given me a CLI. Should I just cancel, or should I ask to PC to a Simplicity? The only issue is that my APR sucks on that card, so I am not sure if the pc is worth it. Thank you to everyone here for all of the great advice. Also, huge Thank You to everyone that helped me out during the start of my journey in the Rebuilding Forums several years ago!
Very successful spree!
Congrats you are on a roll!! Did you bet on the Patriots too?
Awesome approvals!
You indicated "Blacklist" on your CSP Approval, I'm assuming this means you burned Chase in the past. Can you give a little color on that? How long ago, how much, CO or IIB? Just trying to get a feel for Chase's state of mind currently.
Congrats!
Congratulations!