Thanks everyone!
Happypill. I'm on my phone and can't link my approval posting for CSP, so I copied and pasted the back story.
"I burned Chase with a CO in 2009. I stupidly signed up for a credit card when I was 19 years old and proceeded to destory my credit relationship with Chase over the next several years. After cleaning up my report, I applied for the CSP in 2012 and recieved the futher review message. I called in and the credit analyst told me that my credit file was too thin, I didn't have a card with a limit of 5k+, and my CO with them was way too recent.
Fast forward to now. My credit report is squeaky clean, and my scores are pretty much hovering a little under and above 800 based on my util. I knew that I would still be on Chase's Blacklist, but I decided to pull the trigger on the CSP again. I've never been so nervous! Unfortunately, I recieved the "app is under review and you will hear back in 30 days message." I called the backdoor number and spoke to a guy who was very much so to the point! He definitely wasn't going to go easy on me. After confirming all of my information, he drilled me on every single balance on my credit report (mostly charge card balances). He then proceeded to question me about the CO. He asked why I let it get to that pint and why I didn't settle afterwards. I was honest and told him that I was 19 at the time and literally had absolutely no idea what I was doing. I also told him that I did infact settle and he said, "Oh, ok. That's good to know."
After putting me on hold several times he came back and said..."So here's what's going to happen. I have put in a request for your approval to my superior who will have to look over your app and decide for himself. Although your CO with us is recent, and WILL ALWAYS BE AN ISSUE, I think your credit report shows that you can manage your credit responsibily and you have learned from your past mistakes. I am requesting that you receieve the lowest (5k) limit if approved so that you can start building a relationship with us again. If approved, you'll recieve your card in 7-10 business days. On the flip side, if you're not approved, you'll still recieve a notice in 7-10 business days. explaining the reasons why." I then thanked him for considering me for a second chance. I then checked my chase checking 10 minutes later and saw the CSP attached to my account.
Happypill. I'm on my phone and can't link my approval posting for CSP, so I copied and pasted the back story.
"I burned Chase with a CO in 2009. I stupidly signed up for a credit card when I was 19 years old and proceeded to destory my credit relationship with Chase over the next several years. After cleaning up my report, I applied for the CSP in 2012 and recieved the futher review message. I called in and the credit analyst told me that my credit file was too thin, I didn't have a card with a limit of 5k+, and my CO with them was way too recent.
Fast forward to now. My credit report is squeaky clean, and my scores are pretty much hovering a little under and above 800 based on my util. I knew that I would still be on Chase's Blacklist, but I decided to pull the trigger on the CSP again. I've never been so nervous! Unfortunately, I recieved the "app is under review and you will hear back in 30 days message." I called the backdoor number and spoke to a guy who was very much so to the point! He definitely wasn't going to go easy on me. After confirming all of my information, he drilled me on every single balance on my credit report (mostly charge card balances). He then proceeded to question me about the CO. He asked why I let it get to that pint and why I didn't settle afterwards. I was honest and told him that I was 19 at the time and literally had absolutely no idea what I was doing. I also told him that I did infact settle and he said, "Oh, ok. That's good to know."
After putting me on hold several times he came back and said..."So here's what's going to happen. I have put in a request for your approval to my superior who will have to look over your app and decide for himself. Although your CO with us is recent, and WILL ALWAYS BE AN ISSUE, I think your credit report shows that you can manage your credit responsibily and you have learned from your past mistakes. I am requesting that you receieve the lowest (5k) limit if approved so that you can start building a relationship with us again. If approved, you'll recieve your card in 7-10 business days. On the flip side, if you're not approved, you'll still recieve a notice in 7-10 business days. explaining the reasons why." I then thanked him for considering me for a second chance. I then checked my chase checking 10 minutes later and saw the CSP attached to my account.
Hey ccb2115, thanks for sharing that story. So 5 years after CO, it looks like a combination of excellent scores, engaged (if difficut) rep, and carefully managed recent credit history were big factors. Great job and thanks for providing a possible roadmap for Chase. Congrats!
congrats
Some nice cards here OP and grats to getting off the Chase BL 
Thanks!!! So I guess I'll just SD my Citi. Should I close my capital one secured card? The only reason it's still open is because it's my oldest CC account (except for my backdated '99 Amex cards).