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APPROVED!!! CaptialOne Unsecured Platinum Card!!

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FireMedic04
New Contributor

APPROVED!!! CaptialOne Unsecured Platinum Card!!

Shocked!! my scores dropped after closing down my business and unable to keep up with payments for cards. 

 

Opened capitalone card at age 18. Got it up to a 4k line and by age 27 could not continue paying. Burned capitalone on 4k and thought I'd never get in again. The debt was charged off but has not dropped since it hasnt been 7 years.

I tried pre qualify page for 2 years and never got a match. Checked credit karma and said I had very good odds of approval. Took that with a grain of salt but decided to apply.

 

Approved!!! small CL of $300 but hey it's something! I'm happy they approved me.

Message 1 of 21
20 REPLIES 20
Anonymous
Not applicable

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Congrats on your approval, did it enroll you in credit steps?

Message 2 of 21
AllZero
Mega Contributor

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Congratulations on your approval!
Message 3 of 21
FireMedic04
New Contributor

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Thanks. I can’t see enrollment yet. I have my old username and password from the previous card so when I try to enroll online it takes me to my old account but doesn’t let me see anything.

I’m not sure if when the card arrives in the mail, I can then follow the instructions to link it to my old account to see if I’m enrolled in credit steps.

How does credit steps work?
Message 4 of 21
Marz2002
Senior Contributor

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

CONGRATS on your Rebuild start with a CapOne Unsecured Platinum Card approval! 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 5 of 21
M_Smart007
Legendary Contributor

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Congrats!

Message 6 of 21
Anonymous
Not applicable

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Congrats on your Cap One Platinum approval!

Message 7 of 21
Traveler101
Established Contributor

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Congrats!
Message 8 of 21
Anonymous
Not applicable

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Congratulations it will grow.
Message 9 of 21
hpotterfan77
Regular Contributor

Re: APPROVED!!! CaptialOne Unsecured Platinum Card!!

Congrats on your approval!  Question...did you apply after finally getting a pre-qual message or did you just cold app?

Starting Scores (9/19): EQ - 474/TU - 528/EX - 502
Current Scores (09/22): EQ - 617- TU - 638/EX - 647
Comenity M/C - $6730.00, BJs Perks MC - $2800.00, Credit One - $1200.00, Credit One - $800.00, NFCU -$6300.00, Care Credit - $5000.00, William Sonoma - $3500.00, Overstock - $4100.00, Pottery Barn - $2000.00>
Message 10 of 21
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