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I don't normally post my approvals but given the dearth of data on this CU, I decided to add my info to help.
Location: NY
SL: $25,000
APR: UPDATE: 12.50%
Income: low 6 figures
FICO 08: EX 810, TU 836
Inquiries: They pulled EX which had 1 scorable inquiry.
New accounts: 2 new in the past 12 months, the most recent being 3 months ago
No negatives and low DTI. I'd paid off my car loan but the reports had not reflected that yet. The only balance I am carrying is at 0% APR under $12,000.
They requested 2 recent paystubs.
Process could have completed sooner but the email requesting the paystubs was sent to my Spam box and I didn't realized it until almost a week later. It took about 2-3 days since submitting the paystubs when the loan application got finalized. I am currently awaiting the card in the mail.
They did not ask me what CL I wanted. I wish they did because I only wanted $5000!
UPDATE: I found another e-mail from them in my Spam box. My APR is 12.50%.
Pretty good approval there with 25K, a big congrats ![]()
Congratulations on your Affinity Approval..
Congratulations on your approval!!
Beautiful SL! Congrats on the approval... and car loan as well! Hooray!
Congrats on the approval!
Thanks, all!
@AllZeroI just might. I lowered my Chase cards to $5000 a couple weeks ago. XD
@minski wrote:I don't normally post my approvals but given the dearth of data on this CU, I decided to add my info to help.
Location: NY
SL: $25,000
APR: I don't know; they didn't tell me.
Income: low 6 figures
FICO 08: EX 810, TU 836
Inquiries: They pulled EX which had 1 scorable inquiry.
New accounts: 2 new in the past 12 months, the most recent being 3 months ago
No negatives and low DTI. I'd paid off my car loan but the reports had not reflected that yet. The only balance I am carrying is at 0% APR under $12,000.
They requested 2 recent paystubs.
Process could have completed sooner but the email requesting the paystubs was sent to my Spam box and I didn't realized it until almost a week later. It took about 2-3 days since submitting the paystubs when the loan application got finalized. I am currently awaiting the card in the mail.
They did not ask me what CL I wanted. I wish they did because I only wanted $5000!
you should cld yourself! How dare a CU give a 100k income earning, 800+ Ficoing, low dti individual 25k! The unmitigated gal
.