So, I had forgotten about this card and applied/was approved for the Sync Amazon Store Card. Then after I posted my yay congrats to me post I noticed the approve thread by @KLEXH25 for the Affinity FCU Visa Signature, which works as a 5% back for Amazon.com. I had forgotten about this option and was kicking myself because I really don't want a Sync card and generally speaking I'm trying to avoid store cards. But, then I wasn't sure how conservative Affinity would be and I have a BK filed 7/2018.
Anyhow, so I applied:
Ex8 pulled - score 712
Ex8 12 month inq - 4
Got the 24-48 hour message. Received an email about 2 days later with a conditional approval at 5k, but they wanted 2 paystubs. I undershot my income, so I knew that wouldn't be a problem.
Approved for 5k @ 13.5% (their lowest is 12.5%) - I'm super pleased given my history I did not expect this much. I keep about $30 in a savings account there, for maybe 3 months now?
I got a $60 gift card with the Sync card, so I'll use it occasionally maybe for promo financing or such over the next few years and then figure out what to do with it. Even this card will probably sit for a bit because Discover is 5% rotating to amazon for the end of the year and I still have cash back match with them.
Congratulations on your approval!
Congratulations on your approval!!
Grats on your new AFCU visa!
Congratulations on your approval! Those are good DPs for this CU, since we're still learning more at this time, so thanks! As soon as I emailed my paystubs, the card showed up in my account.
