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I opened a saving account with Affinity last month throwing a couple grand in the account to earn some pennies. Last week a really friendly CSR called me to ask how things were going with the new account and if I had any questions. I talked to her about lines of credit and their credit card products. I have have added some new accounts and had a number of inquiries so I did not want to waste a hard pull to get a dreaded denial. After discussing my information with her she encouraged me to apply, so I filled out an application for the Cash rewards siggy card. I got a HP notification from EX (fico8 751) The 24th I got an email with an approval for 5K, they asked for a mortgage statement and POI. I sent that in and held my breath. Yesterday I got the final approval information of 5K and recieved a 12.50% rate. Now I am going to go back and hide in the garden.

>>current scores 12/11/21
EQ Fico9 759 | TU Fico9 763 | EX Fico9 768
EX fico 8 753 | EQ Fico8 745 | TU Fico 8 760 | Navy score 294

Message 1 of 20

19 REPLIES 19

Congrats on the approval!

Message 2 of 20

Congratulations on your Affinity Cash Rewards approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (August 2026):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 3 of 20

Congrats on your approval!!

Message 4 of 20

Grats on your Affinity approval

Message 5 of 20

Glad that worked out! Congratulations on your Affinity approval!! 👏🏼🎉🍾

Message 6 of 20

Congratulations on your approval 👏

Starting scores EQ 523 TU 513 EX 512....
Scores 9-01-21 fico EX 670 ..TU 666..EQ 650

Message 7 of 20

Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 8 of 20

Congrats, you just got yourself one of the best cards out there

Chase Sapphire Preferred Visa Sig │ $35,000

Chase Freedom Visa Sig │ $28,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Chase United Business Visa Sig │ $5,000

Amex Gold │ NPSL │ $20,000 POT

Amex Blue Business Plus │ $25,000

Amex Hilton Honors Aspire │ $25,000

Amex Hilton Honors Aspire │ $15,000

Amex Hilton Honors Business │ $10,000

Amex Blue Cash Preferred │ $25,000

US Bank Altitude Reserve Visa Infinite │ $20,000 │ 3x mobile wallet

US Bank Altitude Go Visa Sig │ $25,000 │ 4x dining │ no FTF

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

Elan Financial Services/US Bank Fidelity Rewards Visa Sig │ $25,000

Citi Costco Anywhere Visa Sig │ $29,000 │ 5% Costco gas │ 4% gas

Citi Custom Cash MC │ $31,800 │ 5% selectable rotator

Citi Custom Cash MC │ $20,000 │ 5% selectable rotator

Bank of America Customized Cash Rewards Visa Sig │ $30,000

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $20,000 │ 5x Banana-Gap-Old Navy-Athleta

Discover IT │ $11,000 │ 5% rotator

GS Apple MC │ $26,000

TD Bank Target Circle Card │ $2,500

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $80,000

PenFed Platinum Rewards Visa Sig │ $12,000 │ 5x gas

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Signature Rewards Visa │ $25,000

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

Message 9 of 20

Congrats on your Affinity Cash Rewards approval

Message 10 of 20