@BigOrange wrote:
I figured since I finally got back in with Chase, I should try AMEX. I did the pre-qualify page and it said they had offers. Can't remember how much, but they were included in a BK 10 years ago.
That means I am re-established with everyone. I've always heard that AMEX can be a hard one. My FICO score in the CITI app is 825.
One thing I have learned about banks is they like to loan people money that doesn't actually need it. LOL
One more note, I setup my account and the app and it says member since 2006, so it is true, they don't forget!!
Congrats! It feels good getting back in with Amex. Did you try the Amex pre-qual before. I got back in with Amex 5 years and 1 month after the filing of my 13. I IIB Amex. I had tried that pre-qual at 4 years 11 months and got nothing. Then I tried again at 5 years and 1 month, and was pre-qualed for fhe Gold. Since then (May 2022), I've gotten the BCE, Hilton Honors and Marriott Bevy. I also was surprised when my card arrived and it said Member since 2004.
Congrats again!
0% utilization
FICO 8 EX 839 EQ 825 TU 834
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 30K I American Express Delta Skymiles 14K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 30K | Kinecta MyPerks Rewards MC 35K | Wells Fargo Autograph Visa 30K I BMO Harris Cash Back MC 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 52K I NFCU Amex 28K I Citi Best Buy Visa 15K I Macy’s Amex 25K I Bloomingdale’s Amex 15K I Citi Thank You MC 10K I Bread Financial American Express 18K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 13.3K I Citi Dillard’s Visa 5K I JCPenney MC 10K I Synchrony Premier MC 10K I UCLA Wescom CU Rewards Visa 7K I PayPal Cash Back MC 20K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I Gemini Bitcoin MC 15K I TMobile Capital One Visa 20K I BILT 2.O MC 10K I USAA Cash Rewards Plus American Express 4K I Apple Card 6K
