Hi all,
So a weeks ago I joined Alliant CU and applied for their platinum credit card but was denied due to too many recent accounts. Yesterday I applied for their personal loan and also got denied as expected but here is the kicker, this morning I received an email from a loan officer saying they are unable to offer the loan due to me being a new member but he would approve me for the platinum credit card for 5k 0% APR for 12 months. That’s so weird, what changed from last week to today? They used the same Credit report from last week so I am totally confuse. They even approve me for a 3.79 auto loan. FYI..they pulled Transunion fico 8 706