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Ally CLI!

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Zoostation1
Valued Contributor

Re: Ally CLI!

Congrats on the CLI!

Rebuild Started Nov 2021, TCL $88.7k
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Aug 2026 FICO 8:
Aug 2026 FICO 9:
Aug 2026 FICO 10:
Aug2026 FICO 10T:

Message 11 of 20
alextercero
Super Contributor

Re: Ally CLI!

Congrats on the CLI

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 12 of 20
JoeRockhead
Community Leader
Super Contributor

Re: Ally CLI!

Congratulations on your CLI!

Message 13 of 20
nytokyobred79
Valued Contributor

Re: Ally CLI!

Congrats on your Ally cli 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 14 of 20
pc01user
Frequent Contributor

Re: Ally CLI!

@WildestDreams Nice CLI!

Message 15 of 20
Anonymalous
Valued Contributor

Re: Ally CLI!


@WildestDreams wrote:

Yay! Just wanted to share some data points related to my card/CLI

 

CH7 BK was dismissed Dec 2022 - Pre approved for Ally card though experian.com in Jan 2023 - card approved with 1k CL

 

Mid June 2023 CLI of $900! new CL $1900!

 

I used the card every few weeks for mostly small (20-50$ purchases) but never let a balance higher than $200 report, balance was 22$ when I got the increase. 

 


Congrats, that's pretty quick! Which of their CCs do you have?

 

Message 16 of 20
CreditAggie
Community Leader
Super Contributor

Re: Ally CLI!

Congratulations on your Ally CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 17 of 20
FalconSteve
Valued Contributor

Re: Ally CLI!


@WildestDreams wrote:

Yay! Just wanted to share some data points related to my card/CLI

 

CH7 BK was dismissed Dec 2022 - Pre approved for Ally card though experian.com in Jan 2023 - card approved with 1k CL

 

Mid June 2023 CLI of $900! new CL $1900!

 

I used the card every few weeks for mostly small (20-50$ purchases) but never let a balance higher than $200 report, balance was 22$ when I got the increase. 

 


Congrats!

 

I didn't know Ally started offering a card again. At first I thought it might be a legacy account that you have had for many years, but then I reread your post. Does Ally issue the card themselves or is it a third party bank?

 

That's a decent increase (although an odd amount... banks sometimes- Citi started my wife at $2900 and now we permanently have $400 at the end, her Discover is a weird number too), almost double, nice.

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 18 of 20
Anonymalous
Valued Contributor

Re: Ally CLI!


@FalconSteve wrote:

I didn't know Ally started offering a card again. At first I thought it might be a legacy account that you have had for many years, but then I reread your post. Does Ally issue the card themselves or is it a third party bank?

Ally bought Ollo, and rolled out new cards in November of last year. Details:

https://ficoforums.myfico.com/t5/Credit-Cards/New-credit-cards-from-Ally-Bank/td-p/6611213

Message 19 of 20
masscredit
Senior Contributor

Re: Ally CLI!

I've seen a few posts about CLIs from them this month. Mine went from $2500 to $2800. I wonder if it's a coincidence or maybe they review accounts around the same time?

EQ - 698 / TU - 682 / EX - 692

Capital One Savor - $17000 / AAA Travel Advantage Visa - $14000 /Capital One Venture - $13000 /Bread Rewards AMEX - $11950 /Apple Card - $8500/ TD Cash Card - $7500 / TD Double Up - $7000 / Mercury - $5000 / Ally Master Card - $4300 / DCU Visa - $3000 / Capital One QuickSilver - $600
$91,850
DCU Auto Loan
Message 20 of 20
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