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Finally at the end of my 18 month credit rebuild. Short story had a lot of med. Collections, got a new job with unlimited overtime so a whole bunch of 60 and 70 hour weeks and $××,××× I'm all cleaned up.
On to the good stuff!
07/17/18 Overstock luv button for $2,000
07/17/18 Discover It luv button for $1,500 tried to double dip but no dice.
07/17/18 Cap One Quicksilver luv button for $100 lol declined
07/19/18 App for Altitude Reserve. Got the 7-10 day message, waited a few hours and nothing showing on the app approval link so I called. The nice lady said iwas APPROVED!! I was in shock for a minute then she said it will be mailed out the next day (Did not know approval amount yet). I composed my self and asked if I could get a CLI on my Cash + Visa with the same hard pull. She transfered me to underwritting and they said they could not gaurantee it would not be a hardpull, I said fine! He took down all my info and I asked for 10k (SL $500) he said they would let know in 2 to 3 days.
07/20/18 checked my US Bank account about 20 times then at 2:00pm Cash+ Visa account shows $10,000 CL!!! (Hard pull #2 )
7/21/18 Altitude Reserve added to on line accounts with a SL of $6,500. Was hoping for 10k but I will take it. Don't want to push my luck with a recon so I will let it grow.
What a week! Next move is to wait for score to update on the 28th on the Amex site and app for the Magnet. Then to the garden for a year to prep for a mortgage.
Sorry about the lengthy post, just trying to return the favor on all the awesome advice and data i have got from you guys.
DP's up to date in signature.
Congrats on your success!
Congrats on approval and nice recon !!!
What a run! Congratulations!
Congrats that is an awesome CLI and approval.
My next one is Cash+
Congrats on the approvals!
@Anonymous wrote:Finally at the end of my 18 month credit rebuild. Short story had a lot of med. Collections, got a new job with unlimited overtime so a whole bunch of 60 and 70 hour weeks and $××,××× I'm all cleaned up.
On to the good stuff!
07/17/18 Overstock luv button for $2,000
07/17/18 Discover It luv button for $1,500 tried to double dip but no dice.
07/17/18 Cap One Quicksilver luv button for $100 lol declined
07/19/18 App for Altitude Reserve. Got the 7-10 day message, waited a few hours and nothing showing on the app approval link so I called. The nice lady said iwas APPROVED!! I was in shock for a minute then she said it will be mailed out the next day (Did not know approval amount yet). I composed my self and asked if I could get a CLI on my Cash + Visa with the same hard pull. She transfered me to underwritting and they said they could not gaurantee it would not be a hardpull, I said fine! He took down all my info and I asked for 10k (SL $500) he said they would let know in 2 to 3 days.
07/20/18 checked my US Bank account about 20 times then at 2:00pm Cash+ Visa account shows $10,000 CL!!! (Hard pull #2 )
7/21/18 Altitude Reserve added to on line accounts with a SL of $6,500. Was hoping for 10k but I will take it. Don't want to push my luck with a recon so I will let it grow.
What a week! Next move is to wait for score to update on the 28th on the Amex site and app for the Magnet. Then to the garden for a year to prep for a mortgage.
Sorry about the lengthy post, just trying to return the favor on all the awesome advice and data i have got from you guys.
DP's up to date in signature.
Super Congrats on your Altitude Reserve $6,500 SL
and Cash+ Visa 20x CLI from $500 to 10k. That's insane!
You've certainly come a long way in 18 months. From high 400s
and low 500s to the FICO 700 Club across the board is a major
accomplishment indeed. You should be very proud of yourself!
Congrats again on your success, and thanks for sharing!
Thank you all for the kind words, can't tell you how much this forum has helped to get me where I am today.
I was hoping to report back with some score data from the 2 pulls but... I have none to share. US Bank is pretty stingy with the communication, all I received was a generic approval on the Altitude card and nothing on the CLI. Not complaining just a little odd.
Anyway got my Awesome card 6 days from app date, compared to my Cash + that was pretty fast.
Thanks again everyone.