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Altitude Reserve approval and Cash+ Visa 20x CLI!!

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Anonymous
Not applicable

Altitude Reserve approval and Cash+ Visa 20x CLI!!

Finally at the end of my 18 month credit rebuild. Short story had a lot of med. Collections, got a new job with unlimited overtime so a whole bunch of 60 and 70 hour weeks and $××,××× I'm all cleaned up. 

On to the good stuff!

07/17/18 Overstock luv button  for $2,000

07/17/18 Discover It luv button for $1,500 tried to double dip but no dice.

07/17/18 Cap One Quicksilver luv button for $100 lol declined

07/19/18 App for Altitude Reserve. Got the 7-10 day message, waited a few hours and nothing showing on the app approval link so I called. The nice lady said iwas APPROVED!! I was in shock for a minute then she said it will be mailed out the next day (Did not know approval amount yet). I composed my self and asked if I could get a CLI on my Cash + Visa with the same hard pull. She transfered me to underwritting and they said they could not gaurantee it would not be a hardpull, I said fine! He took down all my info and I asked for 10k (SL $500) he said they would let know in 2 to 3 days.

07/20/18 checked my US Bank account  about 20 times then at 2:00pm Cash+ Visa account shows $10,000 CL!!! (Hard pull #2 Smiley Mad)

7/21/18 Altitude Reserve added to on line accounts with a SL of $6,500. Was hoping for 10k but I will take it. Don't want to push my luck with a recon so I will let it grow.

 

What a week! Next move is to wait for score to update on the 28th on the Amex site and app for the Magnet. Then to the garden for a year to prep for a mortgage. 

 

Sorry about the lengthy post, just trying to return the favor on all the awesome advice and data i have got from you guys.

DP's up to date in signature. 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!

Congrats on your success! 

Message 2 of 9
Anonymous
Not applicable

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!

Congrats on approval and nice recon !!!

 

Message 3 of 9
19eighty5
Senior Contributor

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!

What a run! Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 9
Anonymous
Not applicable

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!

Congrats on all of the success!
Message 5 of 9
Anonymous
Not applicable

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!

Congrats that is an awesome CLI and approval. 

 

My next one is Cash+ Smiley Happy

Message 6 of 9
Anonymous
Not applicable

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!

Congrats on the approvals! Smiley Very Happy

Message 7 of 9
Anonymous
Not applicable

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!


@Anonymous wrote:

Finally at the end of my 18 month credit rebuild. Short story had a lot of med. Collections, got a new job with unlimited overtime so a whole bunch of 60 and 70 hour weeks and $××,××× I'm all cleaned up. 

On to the good stuff!

07/17/18 Overstock luv button  for $2,000

07/17/18 Discover It luv button for $1,500 tried to double dip but no dice.

07/17/18 Cap One Quicksilver luv button for $100 lol declined

07/19/18 App for Altitude Reserve. Got the 7-10 day message, waited a few hours and nothing showing on the app approval link so I called. The nice lady said iwas APPROVED!! I was in shock for a minute then she said it will be mailed out the next day (Did not know approval amount yet). I composed my self and asked if I could get a CLI on my Cash + Visa with the same hard pull. She transfered me to underwritting and they said they could not gaurantee it would not be a hardpull, I said fine! He took down all my info and I asked for 10k (SL $500) he said they would let know in 2 to 3 days.

07/20/18 checked my US Bank account  about 20 times then at 2:00pm Cash+ Visa account shows $10,000 CL!!! (Hard pull #2 Smiley Mad)

7/21/18 Altitude Reserve added to on line accounts with a SL of $6,500. Was hoping for 10k but I will take it. Don't want to push my luck with a recon so I will let it grow.

 

What a week! Next move is to wait for score to update on the 28th on the Amex site and app for the Magnet. Then to the garden for a year to prep for a mortgage. 

 

Sorry about the lengthy post, just trying to return the favor on all the awesome advice and data i have got from you guys.

DP's up to date in signature. 


Super Congrats on your Altitude Reserve $6,500 SL

and Cash+ Visa 20x CLI from $500 to 10k. That's insane! Smiley Very Happy

 

You've certainly come a long way in 18 months. From high 400s

and low 500s to the FICO 700 Club across the board is a major

accomplishment indeed. You should be very proud of yourself! Smiley Very Happy

Congrats again on your success, and thanks for sharing! Smiley Very Happy

Message 8 of 9
Anonymous
Not applicable

Re: Altitude Reserve approval and Cash+ Visa 20x CLI!!

Thank you all for the kind words, can't tell you how much this forum has helped to get me where I am today.

 

I was hoping to report back with some score data from the 2 pulls but... I have none to share. US Bank is pretty stingy with the communication, all I received was a generic approval on the Altitude card and nothing on the CLI. Not complaining just a little odd.

 

Anyway got my Awesome card 6 days from app date, compared to my Cash + that was pretty fast. 

 

Thanks again everyone.

Message 9 of 9
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