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Well, I've been watching my fico scores go up almost everyday now and I recently used my CareCredit for glasses that I needed and I want to take advantage of their 0% financing offer.
I've been doing well at keeping all of my cards at $0, except my PenFed Promise and Discover, both of which, I'm taking serious advantage of their BT offers.
I know Synchrony can give out good limits and I already have $9k on my CareCredit. I asked for $9k on the application and was auto approved, which shocked me.
So two months ago I got my Amazon card to go from $800 to $4k by calling Credit Solutions.
My TU at that time was somewhere around 684 or 694.
Well today, my TU hit 744, by far the highest it's ever been, and decided to press my luck (no whammy's!) and called Credit Solutions and asked for $10k.
The lady came back and congratulated me on my approval of $10k
I will never use anywhere near that and will not ask for any more CLI's.
I did this to help with my utilization.
Data Points:
TU: 744
Income: $42k (combined my roomies income)
AAoA: 2.11 years
UTI: 16%
Inquiries: 7
Payment History: 100%
Congrats That's awesome dude! Is that your highest limit, now?
That's right! I forgot you have Penfed. That's cool having 2 cards over 10k. Congrats again!