@Anonymous
Hi there!
i will reply but im not sure what DP's mean?? sooo sorry i normally just lurk on here for info LOL but i love this site!
I am new here and i have came a long way from my credit journey! Just bought a home too in FEB .
That was my goal for 2020 but since i got a new build it didnt finish till FEB 2021 but still very gratefull and willing to share info just not too familiar with the initals LOL 
@Anonymous wrote:@Anonymous
Hi there!
i will reply but im not sure what DP's mean?? sooo sorry i normally just lurk on here for info LOL but i love this site!
I am new here and i have came a long way from my credit journey! Just bought a home too in FEB .
That was my goal for 2020 but since i got a new build it didnt finish till FEB 2021 but still very gratefull and willing to share info just not too familiar with the initals LOL
DP == data points. Things like your FICO scores, number of inquiries, how many cards have you added in the last 6 months/12 months, things that are likely relevant regarding approvals. Nobody is being nosy, it just helps others get a sense of what their odds of approval may be if they applied for the card as well.
It's not a big deal if you don't want to share that information, some people are comfortable with sharing but many others are not.
GOT cha! its no problem i dont mind sharing! 
I had 3 inquiries, one from wells fargo and one from my home Loan.
I have a
3 year old bank of america card secured with $300 Limit [ which i hate, because they never have given me a unsecured card]
3 year old Victoria Secrect Card $500 Limit
3 month old Wells fargo Visa Platinum $2000 Limit [I bank with them, they offered it and i said yes got approved] no inquiry
3 month old Wells fargo Gallery furniture $5000 Limit [ got new sofas for the house]
Also have a $1,000 credit line with Grain not sure if you guys are familiar with it.
and now my Amazon Prime card @ $1800
No derog or late pays, two paid off cars , no car note at the moment.
EXP FICO: 703
TRANS FICO: 712
EQUIFAX FICO: 695
im at 28% credit usage right now.
@Anonymous wrote:
GOT cha! its no problem i dont mind sharing!
I had 3 inquiries, one from wells fargo and one from my home Loan.
I have a
3 year old bank of america card secured with $300 Limit [ which i hate, because they never have given me a unsecured card]
3 year old Victoria Secrect Card $500 Limit
3 month old Wells fargo Visa Platinum $2000 Limit [I bank with them, they offered it and i said yes got approved] no inquiry
3 month old Wells fargo Gallery furniture $5000 Limit [ got new sofas for the house]
Also have a $1,000 credit line with Grain not sure if you guys are familiar with it.
and now my Amazon Prime card @ $1800
No derog or late pays, two paid off cars , no car note at the moment.
EXP FICO: 703
TRANS FICO: 712
EQUIFAX FICO: 695
im at 28% credit usage right now.
Awesome addition of DP's! Yes, as already cited, DP's = Data Points. And only as you are comfortable sharing.
Abbreviations Guide:
https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458#M23
Congratulations 🎉 on your new home 🏡 ownership!! 🥳🥳👏🏻🎉
Enjoy the lurking here. There is SO much helpfulness and amazing info!! 🏆
Another useful thread:
Congrats @Anonymous on your Amazon Prime Store Card approval…enjoy the card!
I would hit the LUV button every 3-4 months, 91 days+ or every quarter!
