Amazon Store CC/Synchrony Bank App

[bichonmom]

I'm considering apping for the Amazon Prime Store card. Who does Synchrony pull for Amazon? Also, how hard/easy is it to get? I haven't app'd for a CC in over a year, so my scores below are outdated. No derogs, but util is a little high.

[Anonymous]

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@bichonmom wrote:

I'm considering apping for the Amazon Prime Store card. Who does Synchrony pull for Amazon? Also, how hard/easy is it to get? I haven't app'd for a CC in over a year, so my scores below are outdated. No derogs, but util is a little high.

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Synchrony typically pulls TU.  If your scores are even anywhere close to what you have listed, you won't have a problem.

[Anonymous]

+1 TU

[bichonmom]

Thanks. I actually don't know what they are now, but I'm sure they've gone down a bit because of my util. I know it's not always the score and some CC don't like high util.

What are usual CLs they give?

[Anonymous]

yea they pull tu , and i think is easy to get , i get it with a 645 score and my first credit card. in my case the sl was $800 , 5 months later $3,500

[Anonymous]

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@Anonymous wrote:

yea they pull tu , and i think is easy to get , i get it with a 645 score and my first credit card. in my case the sl was $800 , 5 months later $3,500

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My TU was 650ish, a couple derogs (mostly student loans 6 years old and 1 collection), util very low, and AAoA between 4-5 years got me a $1200 SL.  You should be G2G with your scores, as long as your UTIL isn't anything super crazy...

Oz

[B335is]

Welcome back bichonmom! I haven't seen you post in awhile.

My Amazon store card was instant approved a few years ago for $800 (I still had a negative on my CR). It pulled TU. They auto CLI me to $1200 a couple months later. Today it's $18k limit and seeing more use since I upgraded to Amazon Prime for the 5% back and next day shipping. Although next day seems to have a different meaning to them occasionally

[bichonmom]

Thanks! I never wanted the card before, but with Amazon Prime, we get 5% back, so that's a pretty good incentive.

[Sheridan]

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@B335is wrote:
Welcome back bichonmom! I haven't seen you post in awhile.

My Amazon store card was instant approved a few years ago for $800 (I still had a negative on my CR). It pulled TU. They auto CLI me to $1200 a couple months later. Today it's $18k limit and seeing more use since I upgraded to Amazon Prime for the 5% back and next day shipping. Although next day seems to have a different meaning to them occasionally

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It's funny you mentioned this. On my last order, the "next day" was actually 5 days lol. It's okay, I still love them though.  

[chalupaman]

TU. Really easy card to get really.