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It's just my lucky week in credit guys. Kind of leery because "nothing gold can stay" haha.
Requested a CLI on my synch Amazon - requested total line of 3k from 1.2K and was instantly approved!
I know people say to aim high, but 3k on an amazon is enough for me. Plus, I have another synch card at $1000, and I want to keep exposure with them at a minimum.
Scores in signature are updated, and for DPs I asked before new statement cut/paid off so it was approved with a current 50% balance.










Congrats! I feel the same about this week. Still having a high from CLIs this week.
Good Job! I agree with you that exposure should be limited with Sync.
I only have one card with them Sam's Club MC which I got recently in free membership deal they had in store.
From what I've read on synchrony trends (not my own experience) Synchrony has gotten a reputation for closing all of a users accounts for various reasons lilke exposure, high balances, etc. Basically they would send you a letter in a "blue envelope" letting you know they were shutting you down. I've also read that it seems to be triggered by getting or upgrading too a Visa or MC with them.
While this has happened to people, none of can really say for certain for causes it. Kind of like a myFico ghost story haha.
I have just made a choice to try to lay low with them and not to put all my eggs in the synchrony basket because if for some reason they were to be closed, I don't want my utililzation to tank. Others have done the same. Just because you have a larger exposure to them does not mean anything bad will happen to you, it's just something to keep in mind.










i have 70,000 worth of credit with sync. i use all my cards with them and keep them paid off. income is 53,000 a year, score is always near the mid 700's. if they blue envelope me oh well. I get my cards that i have with them to have nice high limits and im not worried. They have been good to me and its not to say i would be reckless with them, thats why i keep them paid off for the most part(carried a balance a few times)and keep my score from dropping as much as i can and just hope for the best. There seems to be no rhyme or reason why people's cards were getting shut down, so i figured i am just going to act with sync how i act with any other bank. congrats!