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Amazon Store Card Approval (ADVICE)

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Anonymous
Not applicable

Amazon Store Card Approval (ADVICE)

After reading approvals on these forums and checking CPD I decided to apply for this card. Amazon Store Card ( not the VISA) appears to pull from Transunion. Current score at the time was 625. No collections and only 2 inquiries. Instantly approved for $800. YES! The card is immediately placed on your account for use. As well, if you sign up for Amazon Prime (which I hadn't renewed membership yet) you get 5% cash back. Thing is, you cant use your Store Card to purchase Prime which was weird. So with more research, I found you can send Amazon Prime as a gift to yourself, which CAN be purchased with the Store Card. Combine that with the $40 sign-up bonus I was able to get Prime for about $67. So I have a new card and renewed Prime Membership in only a few minutes. Even better, is Im now in with Synchrony Bank. May the CLI commence!!!

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Amazon Store Card Approval (ADVICE)

Good deal
Message 2 of 12
chalupaman
Super Contributor

Re: Amazon Store Card Approval (ADVICE)


@Anonymous wrote:

After reading approvals on these forums and checking CPD I decided to apply for this card. Amazon Store Card ( not the VISA) appears to pull from Transunion. Current score at the time was 625. No collections and only 2 inquiries. Instantly approved for $800. YES! The card is immediately placed on your account for use. As well, if you sign up for Amazon Prime (which I hadn't renewed membership yet) you get 5% cash back. Thing is, you cant use your Store Card to purchase Prime which was weird. So with more research, I found you can send Amazon Prime as a gift to yourself, which CAN be purchased with the Store Card. Combine that with the $40 sign-up bonus I was able to get Prime for about $67. So I have a new card and renewed Prime Membership in only a few minutes. Even better, is Im now in with Synchrony Bank. May the CLI commence!!!


It's one of the best Synchrony cards IMO. Grows really fast, even if you don't get a CLI right away. If you let it sit for a few months, you might get an auto CLI and then after that, CLI button itself will work.

 

Congrats.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 3 of 12
I-think-I-can
Valued Contributor

Re: Amazon Store Card Approval (ADVICE)

Congrats! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 4 of 12
Anonymous
Not applicable

Re: Amazon Store Card Approval (ADVICE)

Very good deal... Congrats.

Message 5 of 12
FocusedAndDetermined
Senior Contributor

Re: Amazon Store Card Approval (ADVICE)

Good thinking. Thanks for sharing!

Message 6 of 12
Anonymous
Not applicable

Re: Amazon Store Card Approval (ADVICE)

CONGRATS . . .

Message 7 of 12
gdale6
Moderator Emeritus

Re: Amazon Store Card Approval (ADVICE)

Grats on your Amazon approval Smiley Happy

Message 8 of 12
PinkPanther3719
Contributor

Re: Amazon Store Card Approval (ADVICE)

Congrats!! I found the same thing weird. I didn't know you could gift prime to yourself. I did discover that you could use the visa to pay for prime. (I know you said you had the store version though) I applied for the visa and while jumping through hoops with Chase, I decided to just apply for the store card and got that almost immediately. So I use that primarily for the 5% back as a prime member and will just let the prime membership be charged to the visa since I finally got it approved.

Current Information (05/2016)
Scores: EX: 633, EQ: 619, and TU: 727
Current Utilization: ?%

Goal: All above 750 and no more than 3% utilization
Gardening until 12/31/16 (Hopefully)
Message 9 of 12
Anonymous
Not applicable

Re: Amazon Store Card Approval (ADVICE)

Congrats on your approval!
Message 10 of 12
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